Apply for Banco de la Nación Debit Card: What is it, Requirements, How to Apply, Benefits, Advantages and MORE

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Want Request a Debit Card from Banco de la Nación to make payments directly from your bank accounts? Here we are going to tell you how to do it and other things. Banco de la Nación issues a debit card that is linked to your checking account in order to facilitate your payments and transactions.

With this debit card you can buy items or pay for services without carrying cash. It is accepted in most stores and all you need is your personal identification code (PIN). Keep reading that we are going to explain that and much more.

Do not stop!

What is the Banco de la Nación Debit Card?

If you want Request a Debit Card from Banco de la Nación you must have a checking account. A debit card is like an ATM card with the functionality of a credit card. The notable difference is that when you buy something with a debit card, the money comes directly from your checking account.

One of the benefits of a debit card is being able to use it for transactions that normally require credit cards.. Examples include online shopping, car rental, and hotel and airline reservations, among other things.

With the Banco de la Nación debit card you can make secure purchases online and in person by withdrawing money directly from your checking account. You don’t “borrow” from a line of credit like you would a credit card, because the money is yours. You can also use it to access your cash at ATMs.

Keep in mind that the Banco de la Nación debit card is not a prepaid card, that is, transactions are made in real time. This is debited directly from your bank account. Prepaid debit cards require you to load the card in advance with cash, checks, or online transfers.

Prepaid debit cards can be a good option for people who don’t have access to a checking account. However, keep in mind that prepaid cards do not help you build credit.

Requirements for the Application

The only requirement for Request a Debit Card from Banco de la Nación is to open a checking account. Most banks, including Banco de la Nación, offer you a free debit card when you open a checking account. To activate it, follow the instructions in the section How to apply? for use in ATMs and purchases in stores.

With this card you can pay for your purchases in merchants affiliated with the Maestro system, both in Argentina and in the rest of the world. With the exception of Canada, Israel and Mexico. To make purchases with your debit card in foreign stores, you must always enter your PIN code. Even if it was not required of you by the merchant.

The advantage of debit cards is that you can operate your accounts (savings and / or checking account) through ATMs. They are a kind of electronic access key to use Personal Electronic Banking services.

How to request a debit card from Banco de la Nación?

After Request a Debit Card from Banco de la Nación and you want to receive it at your home, follow these steps that will help you with the online process:

  1. Enter en the Official website of the Banco de la Nación de Argentina.
  2. Enter the CUIL / CUIT number.
  3. Enter your email where you will receive notifications from the bank.
  4. Please confirm your email.
  5. Put the code that appears on the page to prove that you are not a robot.
  6. After confirming that the data entered is correct, press the “Continue” button.
  7. Answer the questionnaire that appears below. Make sure you answer the questions correctly so that the application can be processed successfully.
  8. Press the “Submit” button.
  9. Check your email and press the link that has the option “Continue request”
  10. Put your last name, first name and personal identification number on the screen that opens after the click.
  11. Enter your phone number, including the code.
  12. Select the province where your address is located.
  13. Enter the city and your detailed address.
  14. Select the option “Debit card delivery” in the reason for your request.
  15. Enter the validation code and press the “OK” button.

Card activation

If you want to enable the debit card to make purchases and operations at the ATM, follow the steps below:

  1. Ingresa in the Official website of the Banco de la Nación de Argentina.
  2. Enter the CUIL / CUIT number.
  3. Enter your email where you will receive notifications from the bank.
  4. Please confirm your email.
  5. Put the code that appears on the page to prove that you are not a robot.
  6. After confirming that the data entered is correct, press the “Continue” button.
  7. Answer the questionnaire that appears below. Make sure you answer the questions correctly so that the application can be processed successfully.
  8. Press the “Submit” button.
  9. Check your email and press the link that has the option “Continue request”
  10. Put your last name, first name and personal identification number on the screen that opens after the click.
  11. Enter your phone number, including the code.
  12. Select the province where your address is located.
  13. Enter the city and your detailed address.
  14. Select the option “Unblock debit card” in the reason for your request.
  15. Enter the last 8 digits of your debit card.
  16. Enter the validation code and press the “Accept” button.
  17. Once the message is received that the load was successfully received, the debit card will be activated.

Profits

One of the benefits of the debit card is that when your account reaches zero, you cannot spend and it does not generate debts.. However, there are other benefits such as:

  • Make electronic purchases equivalent to buying in cash, but without the risk of having it with you.
  • Choose to withdraw cash through ATMs.
  • Provide Link ATMs to make deposits, withdrawals, transfers, inquiries and automatic payment of services.
  • Have Banelco ATMs to check balances and withdrawals.
  • Make withdrawals and check balances abroad, through the Cirrus ATM network. Keep in mind that, to make withdrawals abroad, you must have notified the bank of the trip.
  • Make purchases in foreign stores (except Canada, Israel and Mexico). Keep in mind that, to make withdrawals abroad, you must also have notified the bank of the trip

Advantages of Requesting a Debit Card from Banco de la Nación

The biggest advantage of the Banco de la Nación debit card is that you don’t need to worry about interest rates, monthly bills and financial charges. Since it only uses the money that you really have. With which you will not accumulate unmanageable debts when using it.

Another advantage of the Banco de la Nación debit card is how easy it is to acquire it, since you get it when you open an account at Banco de la Nación. That is, you do not require an investigation of your credit history.

Debit card transactions are a lot like cash transactions, making purchases easy and simple. Its use could allow you to opt for discounts that some businesses make when purchases are made for cash.

With the Banco de la Nación debit card, you can withdraw cash from ATMs. Remember to use ATMs that are located in well-lit areas with high traffic, such as a shopping center or a busy square. Avoid ATMs that appear damaged or where the card slot is crooked and tampered with.

How to Use the Debit Card in Shops?

There are several things to keep in mind when using a debit card. Debit cards are best for small, regular purchases. That is, for purchases that do not compromise your finances.

Debit cards are convenient for both the customer and the merchant. Well, unlike checks, there is nothing to fill out or settle with slow and tedious operators. To use your debit card in shops, what you must do is:

  • Recognize affiliated businesses through the Master ID.
  • Deliver your debit card to pay for your purchases. The same will be passed by the reader of the store’s band.
  • Once the amount of your purchase is entered, indicate if the payment will be made with funds from your savings account or from your checking account.
  • Secretly enter your unique personal identification code for Maestro purchases associated with the debit card. That is your electronic signature to authorize your funds to be debited from your account.
  • If your account has sufficient funds, the transaction is automatically authorized.
  • Take one of the tickets issued by the terminal as proof of operation.

We hope we have provided you with enough information to know, use or Request a Debit Card from Banco de la Nación!

Thanks for reading!

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