Apply for Galicia Credit Card: What is it, Types, Requirements, Benefits, How to Apply and MORE

To start you should know that a credit card is a plastic card issued by a financial company. That allows its owner to borrow money from the issuer. We will tell you how Apply for the Galicia Credit Card, to achieve that with these cards you pay for products or services without having cash or check.

Within this context, it is a concept of great value in financial matters and of great utility for all people and companies in Argentina. That is why, below, we will tell you everything you need to know about the cards, types, services, benefits and much more.

Do youWhat is the Galicia Credit Card?

Next, we want to talk to you about what is known as the Galicia Credit Card in the Republic of Argentina and its relevance to its economy. In this sense, it is basically one of the main financial institutions in the country, being the most important among the private sector with national capitals.

It should be noted that the Galicia Bank It was founded in 1905 by a group of businessmen from the Galician community in Argentina. Likewise, in 1907 its shares began to trade on the Buenos Aires Stock Exchange. In 2000, Grupo Financiero Galicia was created, which controls 100% of its shares in 2014.

In this regard, through its physical and digital distribution channels, it sells products and financial services for individuals and businesses throughout the country. Likewise, the Bank defines customer experience and digital transformation as strategic approaches to achieve successful growth in an efficient and sustainable manner.

In this sense, Cards Credit Galicia It is a means of payment, which allows you to make purchases and cancel said value later. Therefore, it is called «credit» because the amount you use when making the purchase corresponds to a loan granted by Banco Galicia.

Next, we are going to describe all the options that Banco Galicia offers you in terms of products and services. In order that you can decide on the one that best suits your needs. And you can Apply for the Galicia Credit Card quickly and without any inconvenience.

Types of Credit Cards

In this section we are going to talk to you in very clear and simple terms, about the types of Galicia Credit Cards that exist among their products. In this regard, it is very interesting to learn about this aspect due to the importance of what these products offer in personal or business financial management.

In this sense, we are going to refer to credit cards, which, as we mentioned earlier, allow you to make purchases with a bank loan. Now, in the case of Banco Galicia, you have your Galicia cards Visa, Galicia Mastercard Contactless and American express.

It should be noted that both types of credit cards offered by Banco Galicia are backed by Visa, Mastercard and American Express companies. Among which are: VISA Signature, VISA Platinum Éminent, VISA Platinum, VISA Gold, VISA International, Mastercard Black, Mastercard Platinum Éminent and Mastercard Platinum.

Reason why, it is important that you are clear about your financial needs, before proceeding to Apply for the Card Credit Galicia. As well as, if it adapts to your requirements and you meet the requirements to grant it. In the next section we will detail the benefits offered by each one.

Profits

For the aforementioned, you should already know the existence of different types of Galicia Credit Cards. Now, we want you to know everything about the benefits that they offer you. Reason why, below we detail everything that implies being the owner of them, in a very simple and understandable way:

Charges and commissions

On the other hand, we are going to detail the most common charges and commissions that are made when having any of the previously named cards. All this, with the purpose that you take your forecasts when opting for this type of financing.

Likewise, you should know that the Financial Cost Annual Nominal Rate (CFTNA) is the percentage that reflects the annual cost of credit provided by the Card. As well as, the expenses, insurance and taxes that are settled in your summary. It is calculated with the sum of the Annual Nominal Rate (TNA) and all those charges previously mentioned.

Likewise, the financing interest is the charge that is settled when there is an unpaid balance in the summary of your Credit Card. And, it is calculated by applying an Interest Rate (TNA) established by the bank to the unpaid balance. This calculation is carried out automatically and will be detailed in the following summary.

Requirements to Apply for Galicia Credit Cards

Before finishing this article, we are going to talk to you about the requirements or documentation you need to Request Card Credit Galicia. It is important that, before deciding how to apply for your card at Banco Galicia, you meet these requirements.

It is important to note that the requirements described above are the most common in the different types of cards. In other words, each card may require different or additional documents to those previously mentioned. We recommend you inquire according to your needs.

How to make the request?

By the end of this writing, you should be aware of all matters relating to Request Galicia Credit Card and its relevance. Which is basically obtaining money that can be used for any of your needs. Now we will describe the different ways you have to apply for these cards:

Through the Online system

At the branch

How to Activate Galicia Credit Cards?

Finally, once you have obtained your Galicia credit card you need to know how you can activate it. In this sense, we inform you that your credit card will be activated when you make your first purchase. Similarly, if you are about to travel abroad and have your Banco Galicia cards with chip, it is not necessary to give travel notice.

First for the cards VisaYou must enter the information corresponding to the date and destination of your trip online 24 hours a day. In the same way, each of the 365 days of the year. Also, access the Cards Section> Enter the card> more options> travel notice.

On the other hand, for the cards MasterCard you must follow these very simple steps. First, enter the web page of master consultations. Then, in case you are not registered, do so by entering «Access your online accounts». Click on other services, Trip Registration section. Finally, communicate the date of your trip.

We hope you can apply for the Card successfully!