Requirements for an Account at Banco Guayaquil: Types, Advantages and MORE

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We know how important it is to have a bank account today. It is an indispensable financial instrument to manage personal and work or business finances. But there are banks that undoubtedly make a difference with respect to the others. Here you can find out about the Requirements for an Account at Banco Guayaquil.

If you want to have an account that offers benefits and advantages over the others, that is easy to use and allows you to save time with transactions, as well as belonging to a modern and high-tech bank. Do not hesitate and continue reading this article so that you are aware of the contribution that owning an account at Banco Guayaquil offers you.

What are the Requirements for an Account at Banco Guayaquil?

If you plan to open an account here you can review the Requirements for an Account at Banco Guayaquil. There are two ways to open an account at Banco Guayaquil, that is, in person or online.

If the opening of the account at Banco Guayaquil is face-to-faceWhat you must do is go to the agencies and branches distributed throughout the country, to the Customer Service area with the requirements mentioned below:

For one Savings account must record the following:

  • The identity card.
  • An initial deposit of $ 50.

For one Current account must record the following:

  • Identity card.
  • Attach proof of payment for water, electricity, cable television or telephone service valid for at least three months.
  • Make a deposit of $ 250.

In both cases, you can schedule a visit to the Banco Guayaquil agencies, through the Shift online.

If the opening of the account at Banco Guayaquil is via online:

For both a savings account and a checking account via online the requirements are the same:

  • It is required to have an Ecuadorian identity card.
  • No initial deposit required.
  • Complete the application with the required data.

If you want to open a savings account you can do it online by here. But if you want to have a checking account then you can open it online for here.

Types of Accounts

Continuing with the Requirements for an Account at Banco Guayaquil, The types of account that Banco Guayaquil offers are the following:

  • The Amiga Account, which is a savings account that you can open easily and without any initial deposit, includes the MasterCard Debit Account Amiga debit card.
  • Also, it has a Checking Account that is easy to open online, and with a deposit of $ 250. Also includes, includes MasterCard Debit debit card.

Web Platform to Manage the Account at Banco Guayaquil

According to Requirements for an Account at Banco Guayaquil, It can be found that the Banco Guayaquil web platform is a modern platform with the best technology that adapts its benefits to the world of banking and customer service.

Registration in Virtual Banking from Banco Guayaquil, the steps to follow are:

  • Must iEnter the web portal from Banco Guayaquil.
  • In the upper section of the right side click on Virtual Banking and select the People option.
  • You must enter the identification number in the field corresponding to the User.
  • Press the Password field where the button appears. generate temporary key.
  • Press on the button and it will assign the password by sending it to email or cell phone.
  • You must write the password in the temporary password field and click on Access.
  • You should review the information that appears on the new screen and click on the correct information.
  • Likewise, you must create your username and click on continue.
  • Likewise, you must create your password.
  • Accept the conditions and terms and press continue.

Later, you can now enter Virtual Banking with your password and your username.

Registering an Account in Virtual Banking from Banco Guayaquil


If you want to make transfers to Banco Guayaquil accounts or to other financial institutions, you must initially register the account. The procedure is detailed below:

  • You must enter the username and password and press Access.
  • Press the button Menu, then in My Profile, then in Enrollment of cards, services and accounts.
  • You must select if it is a transfer to an account at Banco Guayaquil or another institution.
  • Enter the information requested.
  • Put the security code sent to the email or cell phone, and voila, the account is registered.

Register in the App from Banco Guayaquil, as follows:

  • Click on Start.
  • Should enter the ID number and click Continue.
  • The bank makes a biometric recognition, you must click OK.
  • You must confirm the email and contact number.
  • You must create the username and password.
  • Press Register and enter the device name.
  • Then receive the security code on your Smartphone.
  • Enter the received security code and press Register.

After doing these steps, you can now enter the App with the username and password.

Then there is the ChatBG This is nothing more than a virtual agent that automatically answers and responds to inquiries. You can consult about balances, account statements, movements, agencies, bank certificates and much more.

Advantages of Having an Account at Banco Guayaquil

I agree with you Requirements for an Account at Banco Guayaquil, Enjoying the advantages offered by being a client of Banco Guayaquil is without a doubt a privilege. The advantages are mentioned below.

If the client has a Savings account The advantages and benefits are as follows:

  • You have access to money at national and international ATMs.
  • You can make purchases with the Mastercard Debit card.
  • Make the payment of basic services from Virtual Banking.
  • Also, you can make payments on the Uber, Cabify, Netflix and Spotify platforms or on any web portal with the corresponding debit to the account.
  • You have greater security and organization of your finances.
  • In addition, it does not require a savings book.
  • You can receive money orders from the outside.
  • You can also make deposits of up to $ 200 per day.
  • Also, make withdrawals up to $ 300 a day.
  • Likewise, you can make national and international purchases.

If the client has a Current account The advantages and benefits are as follows:

  • You can access the money at national and international ATMs.
  • You can make purchases with the Mastercard Debit card.
  • Also, you can pay for basic services from Virtual Banking.
  • Likewise, you can make payments on the Uber, Cabify, Netflix and Spotify platforms or on any web portal with the corresponding debit to the account.
  • Using this financial instrument gives you greater security and good organization of your finances.
  • The checkbook request can be done with a discount from Virtual Banking.
  • With the Mastercard Debit card you can withdraw up to $ 500 a day.
  • Contac Less technology allows you more secure and fast transactions.

The advantages or benefits of the Banco Guayaquil Virtual Banking are as follows:

  • You can consult savings accounts, checking accounts and credit cards.
  • Also, you can make the inquiry and payment of water services, electricity, vehicle registration and property taxes.
  • You can also pay the credit cards of Banco Guayaquil and other banks.
  • Likewise, you can make the consultation of investments, opening and renewal of policies.

Bank headquarters in Ecuador

Continuing with the Requirements for an Account at Banco Guayaquil, Opening an account at Banco Guayaquil or doing any banking operation is very easy since there is not the web platform facilitating all transactions, but also numerous agencies and branches throughout the country.

The following are the different offices of Banco Guayaquil:

  • Banco Guayaquil headquarters in Guayaquil
  • Banco Guayaquil in Quito.
  • The headquarters of Banco Guayaquil in the city of Cuenca.
  • Banco Guayaquil in Machala.
  • Also, the headquarters in Durán.
  • Banco Guayaquil in Manta and in Portoviejo.
  • Likewise, the headquarters of Banco Guayaquil in Loja.
  • The headquarters of Banco Guayaquil in Ambato.
  • Likewise, the headquarters of Banco Guayaquil in Esmeraldas and Quevedo.
  • In addition, the headquarters of Banco Guayaquil in Ríobamba.

What is it?

The Guayaquil Bank is a financial institution that adapted to modernity and technology. It is headquartered in Guayaquil, and began its activities as a foreign financial institution in 1923.

Its previous denomination was the Sociedad Anónima Banco Italiano, then it was named in 1941 as it is currently called Banco Guayaquil.

Starting in 2014, it had a change of image and an adaptation and approach to the modern of banking. It developed its services better, being the most sophisticated in the market, creating four divisions that are: Personal Banking, Corporate Banking, Investment Banking and the Visa BG Credit Card Division.

This excellent bank offers its clients ease and practicality in operations without sacrificing security.

You already know then, how to have an account at Banco Guayaquil after having read the Requirements for an Account at Banco Guayaquil. Go ahead and enjoy the technology that this financial institution offers you.

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