Requirements for an Account at Banco Pichincha: Advantages, Headquarters and MORE

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Are you interested in opening a bank account? Here are the Requirements for an Account at Banco Pichincha, which is one of the best known and most reliable banks in Ecuador.

It is also important that you know other data such as: The types of account offered by this bank, the requirements for each type of account, its benefits, the handling through the website, the banking agencies throughout the national territory and many data plus. Therefore, we invite you to continue reading this article.

What are the Requirements for an Account at Banco Pichincha?

By opening an account you start to create your banking history. In such a way that, here we leave you the Requirements for an Account at Banco Pichincha:

  1. Original and legible copy of the identity card.
  2. The kit expedition fee is $ 6.
  3. Not having other accounts at Banco Pichincha.
  4. Be over 18 years of age.
  5. Visa 12-IV in original and copy (in the case of refugees).

Account Types: Requirements for an Account at Banco Pichincha

Banco Pichincha offers the following types of accounts:

Savings account

Through this account you can perform transfers to other accounts, check the balance, pay for services, among other steps.

Savings Account Advantages

  • It can be opened no need for initial deposit.
  • Verify via online, mobile device or physical means.
  • Make purchases with your debit card without using cash.
  • Make bill payments through the assistance of automatic debits.
  • Receive interest every month, according to the amount of the account.

Online Requirements

  1. Original of the identity card.
  2. The mobile device camera or computer to verify identity.
  3. To be over 18 years old.

Office Requirements

For Ecuadorian Citizens

  • Original and legible copy of the identity card.
  • The copy of the form of a basic service with maximum validity of 2 months. There it should contain the residence address.
  • Own on account an amount of $ 5.15 to make the debit card.
  • To be over 18 years old.

Foreign people

  1. The legible copy of passport or the identity card.
  2. Copy of the form of a basic service with a maximum validity of 2 months. There it should contain the residence address.
  3. The valid visa (not required for people with a refugee visa 12 IV).
  4. Have in the account an amount of $ 5.15 dollars to make the debit card.
  5. In the case of being a dependent worker, present the copy of the contract or the labor certification.
  6. If you are a self-employed worker, record the labor certification of the commercial connection of an Ecuadorian client.
  7. Submit business references, personal and banking.
  8. The identity number of the spouse or concubine, except in cases where there is separation of property.

The Scheduled Savings Account

With this programmed savings account some objectives can be met, that is, if you save $ 10 dollars every month, you can withdraw the money when required. This account can be opened online in just ten minutes or requested at one of the bank’s offices.

Advantages of the Scheduled Savings Account

  • There is the possibility of saving from $ 10 per month at a rate of 1.5%.
  • Choose the period to save (at least one year).
  • Daily interest is charged on the account.
  • Get a bonus every year from 2.5% upon meeting the objective.
  • Automatic debit service provides peace of mind.
  • Money can be withdrawn when necessary.

NOTE: The requirements to open this account are the same as those mentioned for the savings account

Youth Account

It stimulates saving in young people, and there are several types of accounts for young people over 18 years old. Through this account you can make transfers, review the amount, also pay for services, etc. The steps to follow to open this account can be found by entering this web portal.

The Children’s Savings Account

Applies for children between zero (0) and twelve (12) years old, the savings plan is month by month, to start creating the future of children.

Advantages of the Children Savings Account

  1. It has no opening amount.
  2. It can be accessed via online, mobile device and physical media.
  3. Receive a specific bonus when achieving the savings goal.
  4. A savings every month starting at $ 10 with a term of at least one year.
  5. Automatic debits are available through the main account.
  6. The account receives interest every day,

Requirements for the Children Savings Account

Ecuadorian Citizens

  • Original and legible copy of the identity card of both the child as your legal representative.
  • The copy of the form of a basic service with a maximum validity of 2 months. There it should contain the residence address.

Foreign people

  1. Legible copy of passport or the identity card of the child and his legal representative.
  2. The copy of the form of a basic service with a maximum validity of 2 months. There it should contain the residence address.
  3. Visa in force.
  4. In the event that the legal representative is an independent worker, present a copy of the work contract or certification.
  5. When the legal representative is an independent worker, he or she must record the labor certification commercial connection of an Ecuadorian client.
  6. Commercial, banking and personal references.

The Teen Savings Account

It was created for young people between thirteen (13) and seventeen (17) years. With the account they have the possibility of acquiring the debit card, making transfers, checking the amount of the account, etc. It can be ordered at any of the bank’s agencies.


Benefits of the Teen Savings Account

  • It has no opening amount.
  • The debit card is obtained free of charge, and purchases can be made.
  • Opportunity to access via online, physical media or mobile device.
  • I know they earn interest every month according to the amount of the account.

NOTE: The requirements to open this type of account are the same as those mentioned for the children’s savings account.

Save in Euros at Banco Pichincha

Through this saving, the goals are expanded, and frequent profits are perceived with this account in euros.

Advantages of Saving in Euros

  1. You can use the funds instantly and in the way you choose, for example: Check, transfer or cash.
  2. Make international check deposits in euros.
  3. You get a privileged rate for foreign currency exchange.

Savings Qualities in Euros

  • The minimum amount of opening is € 5,000 euros.
  • You have access to verification, currency negotiation and transfers, through the electronic and physical means that exist.
  • You earn interest each month with respect to the average amount.

Requirements for Savings in Euros

Ecuadorian Citizens

  1. Original and legible copy of the identity card.
  2. The copy of the form of some basic service, which contains the residence address for a maximum of two months.

Foreign people

  • Original and legible copy of the citizenship card or passport.
  • The copy of the form of some basic service, which contains the residence address for a maximum of two months.
  • The visa in force.
  • In the case of being a dependent worker, present the copy of the contract or labor certification.
  • If you are a self-employed worker, record the labor certification of the commercial connection of an Ecuadorian client.
  • Present bank, commercial and personal references.

Advantages of Having an Account at Banco Pichincha

Among the advantages offered by having an account at Banco Pichincha, are the following:

  1. It does not have a fixed opening amount.
  2. Money can be accessed whenever you want through ATMs and the network My neighbor.
  3. Enable make purchases using the debit card at any location, without having to use cash.

Qualities of a Banco Pichincha Account

  • Payments are accessed online and mobile device, bank references, and transfers. Bank offices only receive deposits.
  • The maximum amount each month is $ 788 dollars (which is equivalent to 2 unified basic salaries).
  • You can make the cancellation of basic services and loans through the account.

Other considerations

When opening an account at Banco Pichincha, a contract with the client’s information will be received via email, which must be kept as collateral.

Web Portal to Manage your Account at Banco Pichincha

The following explains how to access the account through the Banco Pichincha web portal:

  • Entry
    • The option «you are not a customer» must be chosen.
    • Enter the identification number and the fingerprint code.
    • Then accept the terms and conditions and press the «open my account» option, thus completing the first step to follow.
  • Information processing
    • Choose the type of account you want to open (checking account or savings account). Each option has indications and qualities of all the accounts it offers.
    • Enter the information: Email, full address, city, parish, cell phone number, place a reference (the information must be personal in order to corroborate the identity of the person).
    • Provide data about the economic condition.
    • Provide a personal reference that has the cell phone number and name.
    • Press the accept option.
  • Review Information
    • Finally, you must confirm the code that was received to the cell phone number provided.

Banco Pichincha headquarters in Ecuador

Throughout Ecuador there are offices of Banco Pichincha, which are mentioned below:

  1. The Banco Pichincha in Guayaquil.
  2. Banco Pichincha in Quito.
  3. The Pichincha Bank in Cuenca.
  4. Banco Pichincha in Machala.
  5. The Pichincha Bank in Duran.
  6. Pichincha Bank in Manta.
  7. Banco Pichincha in Portoviejo.
  8. The Pichincha Bank in Loja.
  9. Banco Pichincha in Ambato.
  10. The Pichincha Bank in Esmeraldas.
  11. Banco Pichincha in Quevedo.
  12. The Pichincha Bank in Riobamba.

To Take into Account: Bank offices are open from 9:00 a.m. to 12:00 p.m., and in shopping centers it is from 10:00 a.m. to 12:00 p.m. To know the exact location of the seat of interest, you can enter this link where you will find detailed information.

What is it?

Banco Pichincha is a private institution that makes a financial life in countries such as: Ecuador, Peru, Spain and Panama. Its owner is the well-known Grupo Pichincha, which is an Ecuadorian group that incorporates the companies associated both with the bank and with companies connected with Fidel Egas Grijalva and his family.

It also includes Diners Club de Ecuador, Seguros del Pichincha, Delta Publicidad, PICAVAL Casa de Valores, Consorcio Pichincha, Fondos Pichincha, El Homo Seguros del Ecuador SA, etc.

Knowing the Requirements for an Account at Banco Pichincha, as well as other important data, you have the possibility to decide which type of account you should open at this time.

This in order to protect your savings, and take advantage of the benefits that this account offers you. On the other hand, the intention of the bank is that you feel comfortable and confident banking. What are you waiting, gather the Requirements for an Account at Banco Pichincha and is part of this prestigious organization.

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