Requirements for Voluntary Insurance: Advantages, Pay days and MORE

Having insurance is very important, it is for that reason that today there are several modalities that seek to help all types of people; As is the case of the Voluntary Insurance, which allows an affiliation without having to have a salary income, you only need to comply with the Requirements for Voluntary Insurance and wait for your membership to be approved.

What are the necessary requirements?

Before you start, you may need to know what voluntary insurance is, in case you don’t already know. So, voluntary insurance allows insuring people who do not have a work activity that generates income, but that they can contribute.

In this way, it is ensured that each person can access insurance, regardless of some of their financial capabilities.

Now that you know what voluntary insurance is, it is time for you to know the requirements for voluntary insurance in Costa Rica, which are:

  • Have an identity document, such as an identity card (if you are Costa Rican) or a passport, residence card (if you are a foreigner).
  • A proof of study that is approved by the educational center (This in case you are a student).
  • Fill in the insurance request form.
  • Proof of pension income (This in case you are a rentier).
  • Attend the scheduled interview with the official of the Costa Rican Social Security Fund (CCSS).
  • Present a written and signed statement before an official of the Costa Rican Social Security Fund.

Likewise, it should be noted that the documents that you must present must be in good condition and legible In its whole.

Important! Once you meet these requirements, you must go to the CCSS Branch or at the El Hierro Building on 7th and 9th streets on 2nd avenue; to finish the sharpening process.

Requirements for Voluntary Student Insurance

All insurance has different modalities, which vary according to the situation or capacity of the applicant; and the Costa Rica Voluntary Insurance It is not the exception, since it has a student modality.

Now, this Student Voluntary Insurance allows non-salaried students, nor those who do not generate income, access the Sickness and Maternity Insurance option, which allows students to have medical care and services.

However, this type of insurance will require you to comply with other types of Requirements for Voluntary Insurance. But don’t worry, the new requirements are few and far between.

So, the requirements for this type of insurance vary depending on the institution in which you study, but there are three that are general and appear in all educational units:

  • You must be an active student of the academic institutions.
  • You must not have debts with the Costa Rican Social Security Fund.
  • Not having any other type of insurance active with the CCSS.

Now, one of those cases where the requirements change is the State Distance University (UNED), since, to get the insurance you need to comply with these Requirements for Voluntary Insurance for UNED:

  • Be an active student of the UNED.
  • You must be enrolled in university subjects that award undergraduate or undergraduate degrees.
  • Complete the form «Application for Affiliation to the Student Voluntary Insurance» of the UNED.
  • Complete the form «Request for the Assurance of Voluntary Policyholders-Agreement »of the CCSS.
  • Present the identity card (Copy) or the permanent residence card (Copy), if you are a foreigner.
  • If you are a foreigner, you must present a Social Security Card (Copy).
  • Deliver the receipt of payment from the university issued by the same.
  • Not having pending accounts with the CCSS.
  • Not having any type of insurance activated with the CCSS:

How to withdraw a Voluntary Insurance?

It should be noted that, although Voluntary Insurance is said to be inalienable, let me tell you, this is not so. Yes you can withdraw from this type of insuranceYou just won’t be able to do it easily.

So, withdrawing from Voluntary Insurance can be a complicated task, but not impossible.

So if you wanted to withdraw and you thought you couldn’t, you can calm down and read what you need to do to make this happen:

  • If you happen to be a salaried person or you became a self-employed person, you can retire from insurance. In addition, this case also counts for those who acquire a right to family benefit or choose another type of insurance.
  • If you leave the country for more than 3 months, your case will be voted by the CCSS, to see if you keep the Voluntary Insurance or they withdraw you from the benefit.

Now, if you meet any of these situations to cancel your membership, the next thing you should do is present these Withdrawal requirements for Voluntary Insurance:

  • Write a letter addressed to the Head of the Voluntary Insurance Area requesting the cancellation and explaining the reason for its suspension.
  • Identity or residence card, in addition to the insurance card. The receipt of the last payment can also be presented.

Likewise, there are another series of conditional requirements, which will depend on the retirement situations:

  • Work with an employer: Present the employer’s order (Original and copy).
  • Family benefit:present the insurance card.
  • Insurance by State: present the insurance card.
  • Pension for another scheme: indicate on the application form in the institutional records.
  • Leave the country: If you are going to be absent for 3 months or more, you will need to present the copy of the trip ticket.

Advantages of being a Voluntary insured

Being a voluntary insured has other advantages apart from having insurance, without having a monthly salary income.

Of course, in order to access these benefits you must stay up to date with all your insurance paymentsSince if you are not, you will not be able to access these health insurance benefits.

So if you are a person who is up to date with your insurance payments, These are the advantages you can count on:

  • You can access medical and surgical services at the EBAIS headquarters, clinics and hospitals in the national territory.
  • Opt for a pension for old age or physical disability.
  • Receive financial contributions so that you can buy prosthetics, glasses, funeral expenses or other medical or health supplies.
  • Access the uses of the Costa Rican Social Security Fund throughout the country in its offices.

Attention! Payments for disabilities or leave due to illness or maternity are not within the health insurance services.

What days do I have to pay for the insurance?

Transparency and order are two precepts that define very well the work and procedures that you have to manage all the procedures of the CCSS Voluntary Insurance.

Since the Costa Rican Social Security Fund establishes some monthly payment dates, according to the first letter of your last name. In this way, each group will have a day to themselves and they will be able to attend each other in a more dedicated way.

So, if you were thinking of going to pay your insurance to the CCSS, you should take into account the days to cancel that you have:

  • The initials in A and C must go on the 5th of every month.
  • On the 6th of every month People with initials between D and F. must go.
  • The initials in G and K must go the 7th of every month.
  • The 8th of every month People with initials between L and N. must go.
  • The initials enter O and Z must go the 9th of every month.

Schedule to perform the Procedure

Just as there is a specific day for people to go to pay for the insurance, based on the initials of their first surname, there is also a established schedule to attend the affiliation processes of people and another for inquiries.

In case you want to do the membership process, you have an opening hours from 7:00 am to 4:00 pm Monday to Friday.

Now if you want to do inquiries, you will have the opportunity to go to the CCSS from Monday to Friday, between 7:00 am and 5:00 pm

On the other hand, you can also make inquiries without having to attend any CCSS office, since you have several lines of communication, such as:

  • By phone: 2105-4870 / 2105-4860
  • Electronic way:

Important! If you want to know more about Voluntary Insurance, you can enter the CCSS website and find out about what you need. Just click HERE.

In conclusion, Voluntary Insurance can be a good insurance option for young people, since they have the opportunity to have a student modality; they should only pay and comply with the Requirements for Voluntary Insurance and you can already have access to medical studies.


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