Apply for Falabella Card: What is it, Types, Benefits, Requirements, How to Apply and MORE

8 minutos de lectura

Request Falabella Card, It is usually one of the best alternatives for Chilean citizens, since it is a new concept and means of payment that allows them to purchase goods and services in Falabella stores located in the national territory.

For this reason, in this article we dedicate ourselves to explaining in depth: what is Falabella, what is the Falabella Card, the different types that exist, requirements to apply for the card, how to carry out said request, and we conclude by mentioning some benefits.

What is Falabella?

Well, before delving into the explanation of the requirements, types and services offered by the Falabella card, we must first develop the meaning of Falabella. Which, in short, is a type of Closed Stock Company founded in 1979.

Falabella Multirotative Credit -CMR Falabella-, is the largest home-eating credit card operator in South America. It has a presence in the markets of: Colombia, Mexico, Uruguay, Peru, Argentina and Chile.

The mission of CMR Falabella is to make possible all the aspirations of citizens, in order to improve their quality of life and exceed their expectations through an integrated offer of financial services, enhanced by the different benefits of Mundo Falabella.

On the other hand, the vision of CMR Falabella is to be the company of preference for Chilean citizens, thus generating long-term relationships based on various aspects. We invite you to stay tuned and pay attention to the following list:

  • Be leaders for its transparency, convenience and simplicity.
  • To be valued for the contribution they make to the communities where they work.
  • Attract, develop and motivate a team of excellence, collaborative and passionate about users.
History of Banco Falabella
  • In 1998, Banco Falabella began operations.
  • Then, in 1999, the offer of Consumer Credits began.
  • Likewise, in 2000, the offer of Financial Services was expanded, such as: Term Deposits for natural and legal persons.
  • Then, in 2005, the offer of personal banking products was completed, that is:
  1. Consumer Credits.
  2. Mortgages.
  3. University students.
  4. Credit card.
  5. Current account.
  6. Vista account.
  7. Term Deposit.
  8. Saving.
  9. Mutual Funds.
  • In 2006, the period of growth of personal banking products began.
  • Then, in the year 1008, the first issuance of subordinated bonds took place in the local financial market.
  • Consecutively, in 2009, the second issuance of bank bonds took place in the local financial market. And, also, a Redbanc issuer license is obtained.
  • Now, in 2011, the Redbanc acquiring license is obtained, the automotive business and certification in crime prevention are also launched.
  • In 2012, Mobile Banking was launched and a greater presence was generated in self-service channels.
  • Thus, in 2013, a new Internet site was launched. In addition, the branch network reaches all regions of Chile.
  • In 2015, Active Banking Core is implemented.
  • After this, in 2016, the Inclusion and Financial Education Award is obtained, which is awarded by the SBIF for the Eddu Project in the category: Contribution in Financial Education.
  • In the same year, Core banking liabilities is implemented.
  • Finally, in 2017, the second place (silver) was obtained in the Effie Awards in the category: Sustained Success.

What is the Falabella Card?

Once the Falabella explanation is completed, we continue this article offering a brief definition about the Falabella Card. Which is nothing more than a new means of payment that allows them to purchase goods and services in Falabella stores in the national territory.

Falabella has more than 5.9 million clients in Latin America, who currently receive benefits, discounts and unique opportunities.

History of CMR Falabella

Well, the CMR Falabella Card was born on May 23, 1979, as a new concept and payment method to purchase goods and services at Falabella stores in Chile. This is due to the growing demand for credit from its clientele.

This is how, during the 90s and with the internationalization of Falabella, this card began its operations in another 2 (two) South American countries. In Argentina, it began operations in 1993, and in Peru in 1996. It was well accepted.

  • In 1980, Falabella implemented CMR, its own credit card. This, in order to satisfy the growing demand for credit from its users.
  • Then, in 1981, the Sociedad Promotora CMR Falabella SA was established in order to administer the card.
  • This new company corresponds to the corporate independence of the old credit area that was operating in Falabella for several years.
  • In 1998, CMR Falabella implemented the products known as: Cash Advance and Super Advance or Consumer Credit.
  • Then, in 2006, the official web portal was created CMR Falabella.
  • This is how, in 2010, the CMR Falabella Visa Credit Card was launched on the market.
  • And finally, in 2011, more than a million users have already transferred to the CMR Falabella Visa Card.

Types of Cards

Now, it is important to know that there are different formulas or payment methods and also different ways of accessing this type of credit in particular. This also makes different types of cards Next to the following list:

  1. CMR MasterCard Elite.
  2. CMR MasterCard Premium.
  3. And, CMR MasterCard.
CMR MasterCard Elite
  • This type of card is accepted in all shops.
  • For all the purchases you make, CMR Points are accumulated.
  • The duration of the Points is 2 (two) years.
  • Also, it has a 0% International Commission.
  • The administration cost corresponds to UF 0.35.
  • It also has a discount on the cost of administration.
  • It has: unique opportunities, discounts on alliances, contactless technology, postpaid bip and purchase protection insurance.
  • In addition, you can also count on a discount on the birthday month, car rental insurance and international medical emergency insurance for USD $ 150,000
CMR MasterCard Premium
  • This type of card is accepted in all shops.
  • For all the purchases you make, CMR Points are accumulated.
  • The duration of the Points is 2 (two) years.
  • Also, it has a 0% International Commission.
  • The administration cost corresponds to UF 0.17.
  • It also has a discount on the cost of administration.
  • It has: unique opportunities, discounts on alliances, contactless technology, postpaid bip and purchase protection insurance.
  • In addition, you can also count on a discount on the birthday month, car rental insurance and international medical emergency insurance for USD $ 25,000
  • Finally, you get personal conclerge assistant, luxury hotel collection, extended warranty services, and price protection insurance.
CMR MasterCard
  • This type of card is accepted in all shops.
  • For all the purchases you make, CMR Points are accumulated.
  • The duration of the Points is 1 year.
  • Also, it has a 0% International Commission.
  • The administration cost corresponds to UF 0.105.
  • It also has a discount on the cost of administration.
  • It has: unique opportunities, discounts on alliances, contactless technology, postpaid bip and purchase protection insurance.

Requirements to Make the Request

Generally, to obtain any type of document, entities or organizations require or require certain documentation, in addition to the fulfillment of some steps. Applying for a Falabella Card is no exception, but don’t worry because we will list the requirements demanded below.

  • First, the applicant must be Chilean or foreign with Definitive stay accredited, for at least 3 years or more.
  • Also, you must be over 18 years of age.
  • Also, you must credit a monthly income above $ 301,000 gross in the last 12 months.
  • Prove a seniority in work of 6 or more months, as well as a permanent address in Chile.
  • It includes proving a good financial background and not having delinquencies or current protests.
  • It is important that the applicant meets the minimum level of approval provided in the Risk Analysis.
  • And, finally, not having a CMR credit card application rejected during the 6-month period prior to the date on which the new application is submitted.

How to apply for the Falabella Card?

Now, to give continuity to this article, it is up to us to explain in detail how to carry out or how to apply for a Falabella Card correctly. Likewise, it is convenient to clarify that, requesting it is quite quick and easy.

Well, to begin with, we must mention that there are two particular ways to apply for the Falabella Card. The first is through the Internet, the second is by attending an office in person, and the third is by telephone contact.

Likewise, in the first option, the interested party must apply for the Falabella Card by entering the official Falabella web portal. Then, you have to complete a specific form and click on the option: Submit.

As we have mentioned, you can also apply for the card by calling 600-390-6000 and indicating your respective RUT number. Or, finally, you can go to any of the CMR or Banco Falabella offices directly.

Benefits offered by the Card

In another order of ideas, and to culminate, it has been important for our team to include the different and numerous benefits offered by the Falabella Card Request. However, it is also necessary to mention that it has some disadvantages.

  • First, you can access a 50% or 100% discount on administration cost.
  • Also, the administration cost varies depending on the credit card you request.
  • Also, you can make use of your CMR MasterCard Contactless everywhere, that is, both in Chile and abroad, as well as in online purchases and applications.
  • The client can enjoy a 0% international commission.
  • You can take advantage of thousands of unique opportunities at: Falabella, Sodimac Homecenter and Tottus.
  • You have purchase protection insurance and with all the purchases you make with CMR MasterCard, you can accumulate CMR Points.

To end our writing, we invite you to help us share the information.

See you soon!

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