Apply for Leader Card: What is it, Types, Requirements, How to Apply, Benefits and MORE

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Request Leader Card, It is usually one of the best alternatives for Chilean citizens, since it is one of the most popular non-bank cards in the national territory. In addition, it offers excellent conditions to make your purchases.

For this reason, in this article we dedicate ourselves to explaining in depth: what is Líder, what is the Líder Card, the different types that exist, requirements to make the request for the card, how to carry out said request, and we end by mentioning some benefits.

What is Leader?

Well, before delving into the explanation of the requirements, types and services offered by the Leader Card, we must first develop the meaning of Leader. Which, in short, is a supermarket and hypermarket chain belonging to the Chilean-American group Walmart Chile.

Leader, it is one of the main players in the retail industry in the national territory.

Also, this particular chain has its own financial services system. However, the financial area is offered by a subsidiary of Banco de Crédito e Inversiones, offering a line of card in 4 (four) formats that depend on the level of income. These are:

  • National.
  • International.
  • Preferential.
  • Universal.

Currently, this type of card is granted through the Banco de Crédito e Inversiones -BCI-, which is why it becomes a bank card. In addition, through the Banco de Crédito e Inversiones -BCI-, users can obtain additional benefits, although the number of requirements increases.

The Líder supermarkets and hypermarkets chain are the direct competitors of the Jumbos hypermarkets, which belong to the Chilean multinational Cencosud.

Leader’s Story

This brand was born as a new Distribution and Service format -D & S- in 1995, originally called Ekono Líder. This is due to the fact that it was proposed as an expansion of the Ekono premises, which at the time was a large warehouse with low-cost products.

The first location of this format was the one corresponding to Avenida General Velásquez, in the commune of Estación Central. Subsequently, the premises of: Puente Alto and Avenida Pajaritos in Maipú were inaugurated, which was the first to carry the Líder brand as such.

In 1996, D&S acquired Fullmarket supermarkets, where one of them was converted to the Leader format.

Then, in 2001, Líder entered the Eastern Zone of Santiago applying a new hypermarket concept focused on service and product variety, under the name of Market Leader. This is how, in that same year, the Ekono premises were converted into a Neighbor Leader.

However, this new format was compact hypermarkets, with a small selection of general merchandise to compete in areas where the presence of a traditional hypermarket is not justified, such as, for example: residential neighborhoods, small cities.

Leader also had a chain of pharmacies, which were called FarmaLíder. They were created in 2001 and were located within their premises. However, in 2007 they became part of Farmacias Ahumada.

On the other hand, in 2003, Market Leader was renamed simply Leader, and the Almac and Ekono brands were renamed Express Leader. After this, in 2007, the company revived the Ekono brand as savings supermarkets, the Neighbor Leader ceased to exist and the Leader became Hyper Leader.

Finally, in 2008, D&S was bought by Walmart, and it was renamed Walmart Chile since 2010. Likewise, the name of Híper Líder is changed back to Líder as well as its logo, which emulates that of Walmart in the year 2011.

In August 2018, Walmart ended the Ekono brand, which went from being part of its stores to being Express de Líder during the course of said year.

What is the Leader Card?

Once the explanation of the Leader chain is completed, we continue this article offering a brief definition about the Leader Card. Which is nothing more than a card that offers its users diverse and excellent conditions so that they can make their purchases.

Also, it is important to mention a particular aspect. And it is that, these purchases can be made in any of the Leader stores and Associated Stores. Therefore, users can enjoy various benefits, such as:

  • Low commissions every day.
  • Purchase in installments
  • My Club benefits and discounts
  • Offers and promotions daily.

Associated businesses

Well, with the Líder MasterCard, the user not only has access to various and numerous offers and discounts in the Líder stores, but also in the businesses associated with said card with different items ranging from beauty to transportation.

  • FlorExotica florist.
  • Turbus.
  • Viña Implantology.
  • Dr. Pet.
  • Copec.
  • SmartDent.
  • Educational Farm.
  • Kids Chic.
  • PC Factory.
  • Hoyts cinema.
  • Movistar.
  • VTR.
  • IntegraMedica.
  • Claro Chile.
  • Rotter & Krauss.
  • Short sleeve.
  • GMO.
  • Integral Life.
  • Among many others.


Now, it is important to know that there are different formulas or payment methods and also different ways of accessing this type of credit in particular. This also causes different types of cards Next to the following list:

  • International Visa MasterCard Leader. A minimum liquid monthly income of 270,000 pesos is required. Charge a commission of 1.2% on purchases made abroad.
  • Universal MasterCard Leader. You need to have an income of 270,000 pesos per month. No commission charge on purchases and cash advances that take place outside the territory.
  • Preferred MasterCard Leader. It requires a monthly income of 1,200,000 pesos. Commission charge on 1 or more financing installments of UF 0.05.

On the other hand, it is our responsibility to clarify that any Líder Card can be used in Líder hypermarkets and supermarkets, in addition to all those establishments that are affiliated with the network. Among these are some by category or service area, such as:

  1. Entertainment: Cinemark, Hoyts Cinema.
  2. Beauty: Glam & Co, PreUnic.
  3. Travel and Transportation: Copec, Pullman Bus.
  4. Benefits in Restaurants: Chili´s, Capital Grille, Javier´s Kitchen, Bagel Burger, Roof Burger, Octopus, Rocinante, PF Chang´s.
  5. Fast Food: Donkin Donuts, Burger King, Pizzapizza.
  6. Health: Salcobrand, IntegraMédica, Sonorad
  • Monthly Interest Rates: 2.38% – 2.96%.
  • Maintenance Commission]: 0.083 UF per month.
  • Cash Advance Commission: 0.05 UF per transaction.
  • Collection Expenses: obligations of up to:
  1. 10 FU: 9%
  2. Above 10 UF to 50 UF: 6%.
  3. Over 50 UF: 3%.

Requirements to Apply for Leader Card

Generally, to obtain any type of document, entities or organizations require or require certain documentation, in addition to the fulfillment of some steps. Applying for a Leader Card is no exception, but don’t worry because below we will list the requirements demanded.

Requirements for Opening
  • Applicants between 24 and 84 years of age with 364 days.
  • Valid Identification Card, without locks and with the respective serial number.
  • Applicants must have Chilean or Foreign nationality with permanent permanence.
  • Do not have delays or protests in business reports.
  • Also, you must have one of the following activities: pensioners, retirees, dependents, independent.
  • Not registering or having registered non-compliance with payment or penalties in Servicios Financieros y Administración de Creditos Comerciales SA
  • Also, there must be a feasibility of contacting the address and telephone numbers.
  • All interested parties must accept the income capture from the Previred system at the time of the opening evaluation.
  • Comply with the level of approval provided in the Risk Analysis that Servicios Financieros SA uses to evaluate its clients required by the Commission for the Financial Market.
  • Insolvency and Re-entrepreneurship Law 20,720.
Requirements for Income Accreditation
  • Dependent applicants:
  1. Work continuity of 12 months of contributions.
  2. Income $ 270,000 taxable.
  3. Accredit income through Previred or Contribution Certificate are the respective validator code.
  • Retired or retired applicants:
  1. Accredit income through pension settlement or Pension Payment settlement in Servipag.
  2. Income $ 270,000 taxable.

How to make the request?

Now, to give continuity to this article, it is up to us to explain in detail how to carry out or how to apply for a Leader Card correctly. Likewise, it is convenient to clarify that, requesting it is quite quick and easy.

Well, initially, to request a leader card, the interested party must personally go to a nearest Leader branch. It is essential that they bear in mind that only Hyper Leaders are those who have Financial Services.

To obtain the Leader Card, you must present all the requirements and documentation mentioned above at one of the Líderes Financial Services offices.

Benefits of Applying for a Leader Card

In another vein, and to culminate with this report, it has been important for our team to include the different and numerous benefits offered by the Request Leader Card. However, it is also necessary to mention that it has some disadvantages.

  • First of all, low maintenance commission, only 0.083 UF.
  • I use both inside and outside the country.
  • Also, enjoy discounts in shops every day.
  • Buy 1 to 36 installments throughout the national territory.
  • You can also request the card at Financial Services Branches.
  • No commission on both national and international purchases.
  • Buy in the national territory in 3 installments, cash price, without interest, without standing and CAE 0%.
  • Finally, Mi Club Líder benefits, on Tuesdays, Wednesdays, Fridays and Saturdays.

To end our writing, we invite you to help us share the information.

See you soon!

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