Apply for Ripley Card: What it is, Types, Requirements, How to Apply, Benefits and MORE

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Apply for Ripley Card, It is usually one of the best alternatives for Chilean citizens, since it is one of the most popular cards in the national territory. In addition, it offers various and excellent services and conditions to make your purchases.

For this reason, in this article we dedicate ourselves to explaining in depth: what is Ripley, what are Ripley cards, the different types that exist, requirements to make the request for the card, how to carry out said request, and we end by mentioning some benefits.

What is Ripley?

Well, before delving into the explanation of the requirements, types and services offered by the Ripley card, We must first develop the meaning of the Ripley Bank. Which, in short, is a financial corporation founded on May 17, 2002.

Ripley bench, is a Chilean bank, owned by the Calderón group, which at the same time owns the Department Store of the same name.

On May 2, 2002, the Superintendency of Banks and Financial Institutions authorized the existence of Banco Ripley. And, on May 13 of the same year, it authorizes the start of functions of Banco Ripley, which officially opened its doors on May 17.

On the other hand, it is convenient to mention that the first office open to the public is located in the Downtown Mall. Subsequently, the August 8, 2002 The headquarters was inaugurated, which is located at Paseo Huérfanos 1060.

Likewise, we must highlight one aspect, which is that, following the banking line of the country’s department stores, Banco Ripley specializes in providing financial services to the middle class through the delivery of loans and credit cards.

Most of the branches are located inside the Ripley stores themselves or in cities where they are present. In addition, internationally, it also operates branches in Peru.

Finally, and to close this first point of the article, it is important to state that, in February 2020, Ripley Bank proceeds to activate the mobile payment option with the contactless payment system for all its accounts, both credit and debit. associating them with Google Pay.

What are Ripley Cards?

Once the explanation of the Ripley Bank is finished, we continue this article offering a brief definition about Ripley Cards. Which have more popularity in the national territory. In addition, they offer various and excellent services and conditions to make your purchases.

The Ripley Card is issued by CAR SA, a business support company and a subsidiary of Banco Ripley, RUT number 83,187,800-2, domiciled at Calle Huérfanos 1052, interior, 3rd floor, district of Santiago, RM. And, its legal representative is Mr. Enrique Espinoza Villalobos.

To obtain a Ripley Card, the interested party must complete a form or can go personally to any of the Ripley stores located in the national territory.


Payment Centers to pay the Ripley Card Statement
  • First, you can pay for them at all Ripley stores across the country.
  • Also, it can be done at all Ripley Bank Cashiers and at the Cashiers located at Ripley Stores.
  • Likewise, you have the option of paying them by accessing the official website of Banco Ripley with your 4 (four) digit password.
  • But, if you still do not have your Internet Password, you can request it at any Ripley Store Service Center or at Ripley Bank Branches.
  • Finally, you can make the payment of your Ripley Card with your Checking Account or Visa Account at any of the following banks:
  1. Edwards Bank.
  2. Bice Bank.
  3. State Bank.
  4. Santander.
  5. BBVA.
  6. HSBC.
  7. Chile bank.

On the other hand, it is our responsibility to mention that Ripley Bank currently has numerous associated merchants in which you can make use of your Ripley Card. In addition, you have the option to accumulate points and make purchases anywhere in the world.

Card Types

Now, it is important to know that Banco Ripley is one of the main banks in Chile. And the same offers 3 (three) types of cards: Ripley Card, Ripley MasterCard and Ripley Debit Card. In addition to this, each one offers an extensive program of benefits.

Ripley Basic Card

The Ripley Basic Card allows its customers to buy within Tiendas Ripley, at any associated business in Chile and carry out advances.

Profits
  • Offers exclusive opportunities at Ripley Stores.
  • Also, you can earn Ripley Go Points. 1 point for every 100 pesos in Tiendas Ripley and 1 point for every 200 pesos outside of Tiendas Ripley.
  • It has a discount on the first purchase of $ 10,000 in Ripley Stores or $ 15,000 in the Ripley web portal with its respective card.
  • You can pay your bills online at no cost per transaction.
  • Likewise, you have the possibility of insuring the card with unemployment insurance, tax relief or fraud.
  • You can transfer cash advances 24 hours a day on the web platform, or Monday through Friday at Banco Ripley branches.
  • Finally, you can accumulate Ripley points on all purchases. 2 points for every $ 200 pesos in Ripley and 1 point for every $ 200 pesos in other stores.
commissions
  • No commission for purchases.
  • Minimum monthly cash advance rate: 2.03%.
  • Minimum monthly refinancing rate: 1.91%.
  • Collection expenses:
  1. 9% above the overdue debt on obligations of up to 10 UF.
  2. 6% for the part that exceeds 10 UF up to 50 UF.
  3. 3% for the part that exceeds 50 UF.

Ripley MasterCard Card

The Ripley MasterCard Card allows its customers to buy within Ripley Stores, at any associated business in Chile and abroad.

Profits
  • Offers exclusive opportunities at Ripley Stores.
  • Also, you can earn Ripley Go Points. 1 point for every 100 pesos in Tiendas Ripley and 1 point for every 200 pesos outside of Tiendas Ripley.
  • You can transfer cash advances 24 hours a day on the web platform, or Monday through Friday at Banco Ripley branches.
  • You also have the possibility of accessing the Share MasterCard program and its exclusive benefits.
  • You can pay your bills online at no cost per transaction.
  • Make purchases and use ATMs abroad.
  • In addition to this, he receives security messages on his cell phone for purchases over $ 50,000
  • Finally, you can accumulate Ripley points on all purchases. 2 points for every $ 200 pesos in Ripley and 1 point for every $ 200 pesos in other stores.
commissions
  • Maintenance charge of 0.1231 UF.
  • Charge for cash advance in Chile 0.0541 UF per transaction.
  • No commission for purchases.
  • No international commission on all purchases and advances abroad.
  • Minimum monthly cash advance rate: 2.03%.
  • Minimum monthly refinancing rate: 1.91%.
  • Collection expenses:
  1. 9% above the overdue debt on obligations of up to 10 UF.
  2. 6% for the part that exceeds 10 UF up to 50 UF.
  3. 3% for the part that exceeds 50 UF.

Ripley Debit Card

The Ripley Debit Card, available with the Vista Account, allows its users to make purchases within Ripley Stores, both in Chile and abroad.

Profits

  • Offers exclusive opportunities at Ripley Stores.
  • Also, you can earn Ripley Go Points. 1 point for every 100 pesos in Tiendas Ripley and 1 point for every 200 pesos outside of Tiendas Ripley.
  • You can pay your bills online at no cost per transaction.
  • Make purchases abroad.
  • Lastly, you can make money at ATMs in Chile and abroad -CIRRUS, as well as at Banco Ripley branch boxes.
commissions
  • Maintenance fee of 0.2 UF.
  • No maintenance fee if you deposit your salary or make payments from $ 270,000 per month.
  • No commission for purchases.

Requirements to Apply for Ripley Card

Generally, to obtain any type of document, entities or organizations require or require certain documentation, in addition to the fulfillment of some steps. Applying for a Ripley Card is no exception, but don’t worry because we will list the requirements demanded below.

  • First, have a valid national or foreign identity card with permanent residence.
  • Accredit permanent address and contact telephone number.
  • Present a stable level of employability, which allows guaranteeing the level of income necessary for adequate credit service.
  • Be at least 25 years old and at most 74 years and 364 days old.
  • Not have delinquencies or protests reported in the public delinquency records.
  • Meet the approval level.
  • Not having breached any type of obligation contracted with CAR SA or its subsidiaries.

How to make the request?

Now, to give continuity to this article, it is up to us to explain in detail how to carry out or how to apply for a Ripley Card correctly. Likewise, it is convenient to clarify that, requesting it is quite quick and easy.

Well, we must mention an important aspect about the process. And is that, to obtain a Ripley Card, the interested party must complete a form or can go personally to any of the Ripley stores located in the national territory.

Benefits of Applying for Ripley Card

In another order of ideas, and to culminate, it has been important for our team to include the different and numerous benefits offered by the Apply for Ripley Card. However, it is also necessary to mention that it has some disadvantages.

  • You can pay your bills online at no cost per transaction.
  • Offers exclusive opportunities at Ripley Stores.
  • Make purchases and use ATMs abroad.
  • Also, you can earn Ripley Go Points. 1 point for every 100 pesos in Tiendas Ripley and 1 point for every 200 pesos outside of Tiendas Ripley.

To end our writing, we invite you to help us share the information.

See you soon!


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