Buying a house is not exactly a very easy process to carry out. This involves a lot of paperwork and paperwork It usually takes up to weeks to deliver them.
Another important aspect that influences the economic situation and the capital we possess to make the purchase. As we well know within a country there are different types of social classes.
The taller than characterized by higher income economic, the average that receive a optimal economic income. And finally the low which many times cannot meet their basic needs on regular basis.
In Chile the government has generated projects and plans to provide its inhabitants with a housing subsidy. It is specially designed for people of the lower class who do not have the necessary resources to purchase a house or room.
Carrying out various investigations, we have brought you an informative article where you will learn how to process your housing subsidy. In addition, we will share some practical and useful tips for you to do it, congratulations.
What is the housing subsidy?
It is a benefit granted by the Chilean government for support or help all those citizens who wish to acquire a home. In addition, you have the option of acquiring a house both new and used.
And not only this, but you can also use the economic benefit provided by the subsidy to buy land and build your building. the subsidy It is delivered and regulated by the Ministry of Housing and Urbanism.
It should be noted that this subsidy is very important to acquire a home if you do not have enough capital. That is why many citizens carry out this procedure frequently.
Types of housing subsidy
Over the years, different types of subsidy have been stipulated, since they have created different methods and concepts of subsidy acquisition. That is why we will share the different types of subsidy below:
- Buy a property.
- Build a house or property.
- Leasing or renting a property.
- Improve housing and neighborhood conditions.
- Rural structure program.
We want to tell you that there is currently a new type of special subsidy which It is aimed at the middle class. Which maintains its benefits and statutes but with some aspects of interest in relation to economic status.
These differentiations have influence within the benefits and concept terms and contract thereof. Due to this, we want to urge our users to visit the official page of the managing and regulating body for housing subsidies.
How do I know if I have a housing subsidy?
Surely you will wonder what you should do and how to know if you are within the subsidy system or if you enjoy one. Basically when you are enjoying this subsidy The Ministry of Housing and Urbanism grants you a title.
These titles are granted depending on your capital, assets and socio-economic position, currently there are 2 types. In turn, they are structured by “Title I and Title II”.
To understand more about these titles, each of these, their characteristics and who they are directed to is detailed below.
- Title I: This is made up of middle social groups, the way to apply is through the Social Registry of Households. Thanks to this, it is divided into 2, one of which is aimed at people within the 60% of economic vulnerability. And the other people inside the 80% of economic vulnerability.
- Title II: To grant it, you must belong to the social group under which you have an economic vulnerability of 90%
It is also important to note that the oscillation of monthly income usually varies depending on your geographical location. The other factor that influences this income is the area where you want to receive the subsidy.
Continuing with this order of ideas to apply within the subsidy applications it is important that you meet certain requirements. Which we will detail below:
- At the time of applying, the process must be carried out by an adultthat is, over 18 years of age.
- Another requirement is not have received this subsidy previously. If you are married, neither the applicant nor the spouse must have received this subsidy.
- Finally you must owning or owning a home now. Exceptions are made depending on the case of the applicant or the type of title they have.
Having said this, it is worth mentioning that these requirements are the traits or characteristics that the applicant must have. At the time of carrying out the process before the manager, he will be in charge of assign the appropriate requirements adapted to the type of applicant.
In addition, these may vary depending on the type of subsidy and the economic situation perceived by the Ministry of Housing and Urban Development.
What are the amounts that the housing subsidy offers me?
The costs for the beneficiaries of East subsidy housing are based on titles and jurisdiction geographic. As well as the amounts of the support for for him Title Yo They are different depending on the section.
- The stretch Yo has an amount higher of 500 UF (depending on the area).
- The stretch II offers a full subsidiary amount as maximum of a net worth of 516 UF.
- In proportionthe Title II have a maximum of amount of until 350 UF.
These oscillations are updated to date and as proposed by the Ministry of Housing and Urban Planning. In case of changes or modifications, visit the official page of the competent entities.
What are the application dates?
If you want to apply to receive this subsidy, the regulatory entity has made available different ways to do it. The days and dates are made available 2 times per year.
The dates can be consulted within the web platform of the Ministry of Housing and Urbanism. It is also important to mention that generally the dates are stipulated in the month of April and November.
We urge our users to be alert before the notifications issued by said entity. This to avoid inconveniences when making the application. In addition, in this way the recruitment and granting process is streamlined.
Today we have brought to our readers an informative video where more information on this subject will be provided in detail:
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