Apply for Codensa Card: What is it, Types, Requirements, How to Apply, Benefits and MORE

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Request Codensa Card, it is usually one of the best options or alternatives for Colombian citizens. This is because it provides easier access and provides a large number of benefits to access credit.

For this reason, in this article we dedicate ourselves to explaining in depth: what is the Codensa card, the different types that exist, requirements requested to make the request, how to carry out said request, benefits of the card, and we conclude by clarifying how to use it.

What is the Codensa Card?

Now, let’s start this article by offering a brief definition about the Codensa card o Easy Credit Codensa. It is nothing more than a card that is used to carry out transactions when it comes to making payments of:

  • Market.
  • Clothing.
  • Footwear.
  • Appliances on credit.
  • Cash advances.

Likewise, the Codensa Card is considered in the national territory as one of the most easily accessible alternatives and with the best benefits to have access to a credit. In particular, if the user wishes to purchase: gasoline, market, travel, footwear, clothing, among other products.

The correct technical term is Crédito Fácil Codensa. However, as part of the procedure, a Codensa Card is granted which is used for multiple purposes.


Now, it is important to know that there are different formulas or payment methods and also different ways of accessing this type of credit in particular. This also makes there different types of cards Next to the following list:

Easy Credit Card Codensa Amarilla

With this card, the user can defer their purchases from 1 to 48 hours. Also, you have the possibility to access more than 7000 stores nationwide, buy market when you need it and make cash advances as you wish.

In addition to the aforementioned, we must emphasize that this type of card can be requested at the different service points located in the national territory. in the online forms, or by calling the hotline 7-115-115 option 3.

Easy Credit Card Codensa Mastercard

On the other hand, this type of card is known by users in the territory. However, it now offers many more benefits. One of the main ones is to be able to make purchases in any establishment, either nationally or internationally.

The Codensa Mastercard Easy Credit Card is backed by the important Mastercard franchise.

In addition to the aforementioned, we must emphasize that this type of card can be requested at the different service points located in the national territory. in the online forms, or by calling the hotline 7-115-115 option 3.

Easy Credit Card Codensa Semilla

Now, continuing with the types of Codensa card, we find the Easy Codensa Semilla Credit Card, which will allow the user to start or restart their credit life. Therefore, it is important that you use this card with great responsibility.

In addition to the aforementioned, we must emphasize that this type of card can be requested at the different service points located in the national territory. in the online forms, or by calling the hotline 7-115-115 option 3.

Easy Codensa VIP Credit Card

Finally, we find the Easy Codensa VIP Credit Card. However, one of the recommendations of this entity is to make the change from this card to a Mastercard totally free in order to enjoy the multiple benefits.

To change the Easy Codensa VIP Credit Card, the user has two options. The first is by calling the customer service line 7-115-115 option 3. Or, personally attending a Crédito Fácil Codensa service point.

Requirements to Apply for Codensa Card

Generally, to obtain any type of document, entities or organizations require or require certain documentation, in addition to the fulfillment of some steps. Applying for the Codensa Card is no exception, but don’t worry because below we will list the requirements demanded.

  • First of all, the age must be between 18 and 72 years old.
  • Income must exceed $ 350,000
  • You must have a landline or cell phone. It is not relevant if it is prepaid or postpaid.
  • Likewise, it is essential that the interested party lives in Bogotá or in any of the 90 municipalities where the Codensa service is provided.
  • Also, it should be noted that minimum activity times are required, which are:
  1. Employed for a fixed contract of 6 months.
  2. Employed for an indefinite contract of 3 months.
  3. Independent for 6 months.
  4. Pensioner.
  5. Employees include: service employees, drivers of transportation vehicles.

How to make the request?

Now, to give continuity to this article, it is up to us to explain in detail how to carry out or how to correctly apply for this card. Likewise, it is convenient to clarify that, requesting it is quite quick and easy.

Well, in the first instance it is convenient to mention an important aspect. And, the only requirement demanded by the entity to Apply for Codensa Card is the citizenship card of the person concerned.

However, it is also relevant for us to highlight that the person interested in applying for said card, keep certain aspects in mind when starting the process. For this reason, we invite you to continue reading the following list:

  • Must not have credit experience.
  • Nor will it require a co-signer.
  • You have the ability to easily pay through your energy bill.
  • You don’t have to live in each of your own.
  • Income must be 1/2 legal minimum wage.

On the other hand, if the user is interested in any of the products offered by Codensa, they must complete a particular form. In it, it must reflect truthful and verifiable information, since an advisor will contact the applicant as soon as possible to corroborate them.

Data for the application
  • Full name.
  • Surnames.
  • Document type.
  • Document number.
  • Phone number.
  • Email address.
  • Address.
  • City of residence.
  • Requested Product.
  • Reason.
  • Codensa Invoice Customer Number.
  • Landline Telephone Number.
  • Then, it is your responsibility to accept the data processing policy of Banco Colpatria of the Scotiabank group.
  • After this, you must enter the security code that appears on the screen.
  • Finally, click on the option: Send.

To conclude with this point of the article, we must emphasize that the user also has the option of applying for the Codensa Card at the different service points located around the national territory. In addition, you can also contact the customer service line.

Benefits of Applying for Codensa Card

In another vein, for our team it has been important to include the different and numerous benefits offered by applying for the Codensa Card. However, it is also necessary to mention that it has some disadvantages.

  • Unify accounts. The debts that the user owns in other entities, can be united into one. This way, you pay fewer bills and save on interest.
  • Cash. Once the password is activated, the user has the possibility of making advances in the respective Colpatria ATMs located in the national territory.
  • Purchases over the Internet. With the Codensa Card, the user can make purchases of products or items of interest through the Internet.
  • Lower payments. The monthly payment on this particular type of card can be reduced if the debt terms are changed.
  • Personal Loan. With the Easy Cash Codensa, the user has the possibility to access a free investment loan.
  • SITP / Transmilenio. With the Codensa Card, you can also pay on the transport system.

Likewise, and in addition to all the benefits mentioned above, it is up to us to emphasize that this is not the end. The Codensa Card also offers its users other types of benefits. Pay attention to the list that we will present below:

  • It offers free access to more than 7000 points to make purchases.
  • The purchases you make can be deferred from 1 to 48 installments respectively.
  • Loans can be up to 4 times your income.
  • It has a revolving credit quota.
  • Credit study in just 48 business hours.
  • The quota will be released each time the fees are paid.

How to Use the Card?

Well, the Condesa cards are the most common and simple modality among all the different types of cards that exist and are used today. Its operation is quite simple. Pay close attention to the text below.

  • First, the applicant must visit any of the points authorized by Crédito Fácil Codensa where they can make their purchases.
  • After this, it is up to you to choose what you have always wanted and verify that said product or item can be paid with your Easy Codensa Credit Card.
  • Then, when paying for the product, you must present your respective card with your citizenship card.
  • Then you can count on payments from a fee for Yellow Card, VIP or MasterCard.
  • For Seed Card, from 12 to 48 months.
  • Now, to cancel the purchase, it is up to you to notify the cashier of the number of installments you want to finance.
  • Finally, you must sign the voucher that the cashier will give you. In it, the value of the purchase will be reflected.
  • It is essential that you keep a copy of the voucher of your invoice.

To end our writing, we invite you to help us share the information.

See you soon!

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