Apply for Colpatria Credit Card: What is it, Types, Requirements, How to Apply, Benefits and MORE

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Apply for Colpatria Credit Card, It is one of the best alternatives for users since it works like an ordinary credit card. That is, the client has a line of credit, cut-off date and the balance available must be paid before the respective payment deadline.

For this reason, in this article we dedicate ourselves to explaining in depth: what is Colpatria, what is the Colpatria Credit Card, the different types that exist, requirements requested to make the request, how to carry out said request, and we conclude by mentioning some benefits that having it offers.

What is Colpatria?

Scotiabank Colpatria, is a Colombian team that has businesses in banking, mining, insurance, construction and with participation in various market segments. This group of companies became (since 2012) a strategic partner of the Canadian bank Scotiabank, with the acquisition of 51% of its shares.

Likewise, as of 2013, the AXA group, of French origin, acquires a 51% stake in its work on risks and health. Then, in August 2019, Scotiabank Colpatria, made the decision to sell 51% of AFP shares.

The Scotiabank Colpatria Business Group is made up of: Banco Scotiabank Colpatria, which manages Personal Banking, SME Banking and Trust.

On the other hand, at the end of October 2011, Colpatria, announces a new bank partner. In this way, a long-term strategic alliance is signed with the multinational group Scotiabank, the main financial institution in North America.

Scotiabank Group, has more than 70,000 employees, and its affiliated companies serve more than 18.5 million customers in more than 50 countries around the world. This group provides a wide range of banking products and services: personal, commercial, investment and corporate.

The Torre Colpatria was built between 1973 and 1978 with completely Colombian labor and materials. Likewise, it was the first building illuminated from top to bottom on August 6, 1998.

In another order of ideas, and to culminate with this first point of the article, it is convenient to mention some important dates. In addition, we must emphasize that over time said entity varies the commercial slogans. Between them we have:

  • 1993-2006: You have a place at this time.
  • 2006-2010: For that we are.
  • 2010-2018: We live the same as you.
  • 2018-2019: More to be achieved.
  • As of 2019: We are united by working.

What is the Colpatria Credit Card?

Well, before delving into the explanation of the Colpatria Credit Card, We must first develop the meaning of the credit card. Which, in short, is a document generally made of metal or plastic material.

Likewise, it is important to mention that this particular document is issued by a bank or a specialized institution. In addition, it will be in the name of a person, who will be able to use the document to make purchases without having to pay for their products in cash.

Credit cards usually have a money limit that authorizes the person to purchase or consume products or services.

However, and continuing with the previous text, we should clarify that the issuing entity of said credit card is going to charge the merchant a percentage for this service. And, in certain cases, it charges a fixed annual fee to the holder.

On the other hand, the Colpatria Credit Card is a card that allows the user to make their purchases in a much simpler, more practical and faster way. In addition, it is one more opportunity to have cash.

Scotiabank Colpatria, has franchises such as: American Express, MasterCard or Visa, in order to provide its users with the best experiences.

To conclude, in Scotiabank Colpatria, the user can choose the credit card they want with the franchise that more suited to your needs. Among those franchises we have: American Express, Visa and finally MasterCard.

Types of Card offered by Colpatria

Now, it is important to know that there are different formulas or payment methods and also different ways of accessing this type of credit in particular. This also makes there different types of cards Next to the following list:

One Cashback Credit Card

Receive back 5% of the payments you make over and over again.

First of all, we must mention one of the main benefits of One Cashback Credit Card. And it is that, the user you will receive up to $ 100,000 per month for paying for your recurring digital apps and private services.

  • The card gives you back 5% on the most recurring payments.
  • Minimum salary to apply: 1.5 SMLV (employees) – 2 SMLV (independent).
  • Quotas from: 600k to 100M.
  • Available franchises: Visa, MasterCard.
One Rewards Gold Credit Card

Receive 8,000 welcome points equal to $ 50,000 credited to your card.

Well, one of the main benefits offered by the One Rewards Gold Credit Card is 8,000 welcome points for purchases of 1,200 USD in the first three months. Also, accumulate 2 points for every dollar in purchases.

  • $ 0 handling fee. You only have to make 4 monthly purchases with your respective card.
  • Minimum salary to apply: 1.5 SMLV (employees) – 2 SMLV (independent).
  • Card capacity: from 4M to 9.9M.
  • Available franchises: Visa, MasterCard and American Express.
One Light Credit Card

Enjoy $ 0 in handling fee every time.

First of all, we must mention one of the main benefits of One Light Credit Card. And it is that, the user you will not have to pay a handling fee. Therefore, you will take care of the planet with a fully digital extract.

  • $ 0 handling fee. The card with a $ 0 handling fee provided.
  • Minimum salary to apply: 1.5 SMLV (employees) – 2 SMLV (independent).
  • Card capacity: from 600K to 100M.
  • Available franchises: Visa, MasterCard.
One Rewards Platinum Credit Card

Receive 10,000 welcome points with which you can recharge your mobile device or go to the movies.

Now, one of the main benefits provided by the One Rewards Platinum Credit Card, are the 10,000 welcome points for purchases of 1,500 USD made with the card in the first three months.

  • $ 0 handling fee. You only have to make 7 monthly purchases with your respective credit card.
  • Minimum salary to apply: 1.5 SMLV (employees) – 2 SMLV (independent).
  • Card size: from 10MM to 19.9MM.
  • Franchises available: Visa, MasterCard and American Express.
One Rewards Clasic Credit Card

Receive 3,000 welcome points with which you can recharge your mobile device or go to the movies.

Well, one of the main benefits offered by the One Rewards Classic Credit Card are 3,000 welcome points for purchases of 600 USD in the first three months. Also, accumulate 2 points for every dollar in purchases.

  • $ 0 handling fee. You only have to make 4 monthly purchases with your respective credit card.
  • Minimum salary to apply: 1.5 SMLV (employees) – 2 SMLV (independent).
  • Card capacity: from $ 600,000
  • Available franchises: Visa, MasterCard and American Express.
One Rewards Black Credit Card

Receive 30,000 welcome points, equal to $ 200,000 credited to your card or 10,000 miles.

  • $ 0 handling fee. You only have to make 7 monthly purchases with your respective credit card.
  • Minimum salary to apply: 1.5 SMLV (employees) – 2 SMLV (independent).
  • Card capacity: from 20MM to 100MM.
  • Available franchises: MasterCard.

Requirements for Apply for Credit Card Colpatria

Generally, to obtain any type of document, entities or organizations require or require certain documentation, in addition to the fulfillment of some steps. Applying for a Colpatria Credit Card is no exception.

In the first place, it is essential to emphasize a relevant aspect about Requesting a Colpatria Credit Card. And, because there are different types of cards, the requirements and procedures will depend solely and exclusively on the type of card that the user wants. For instance:

Requirements to Apply for One Rewards Black Credit Card
  • Minimum age to apply: 21 years.
  • Employee with an indefinite term contract. Minimum 6 months.
  • Employee with a contract to a fixed-term contract for work or labor. Minimum 1 working year.

How to make the request?

Now, to give continuity to this article, it is up to us to explain in detail how to carry out or how to correctly apply for this card. Likewise, it is convenient to clarify that, requesting it is quite quick and easy.

Well, to apply for a Visa, Mastercard or Amercian Express credit card, the interested party has two options. First, you can do it quickly and easily over the Internet. And, as a second option, you can go in person to some of the authorized offices.

Likewise, it is important to emphasize an important aspect that has been mentioned in previous points. And, the only requirements demanded to carry out the application for a card is your identity card and some information.

Benefits offered by the Colpatria Credit Card

In another vein, for our team it has been important to include the different and numerous benefits offered by applying for the Colpatria Credit Card. However, it is also necessary to mention that it has some disadvantages .

  • You can make purchases in more convenient terms.
  • You’ll see improvements in your cash flow in the short term thanks to the ability to make purchases without using your own money.
  • You have the possibility to buy with the credit amounts granted by the bank, and later carry out the payments that correspond directly with the bank.
  • Likewise, you will enjoy exclusive promotions with allies.
  • Also, you can defer your domestic purchases for up to 36 months.
  • Finally, with One and Claro Scotiabank Colpatria credit cards, you can have the benefit of a $ 0 handling fee if you make a minimum number of purchases per month.

To end our writing, we invite you to help us share the information.

See you soon!

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