Apply for Credix Card: What is it, Type, Benefits, Requirements, How to Apply and MORE

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Apply for Credix Card, it is usually one of the best options for Costa Rican citizens. Since, it is a credit card that provides various benefits to its customers, very different from the credit cards of the competition.

For this reason, in this article we dedicate ourselves to explaining in depth: what is Credix, what is the Credix card, the different types that exist, the requirements requested to carry out the process, its benefits, and we conclude by clarifying how to apply for the card.

What is Credix?

Well, before delving into the explanation of the requirements, types and services offered by the Credix Card, we must first develop the meaning of it. Which, in a few words, is a Costa Rican company that has more than 10 years of experience.

Credix is ​​dedicated to granting credits due to the growing market need for innovative financing products that make the purchases of products or services more accessible through installment payments.

Likewise, this company is created with the aim and objective of provide financial solutions innovative both to businesses and customers throughout the national territory. For this reason, it encourages its residents to study, giving the possibility of canceling their education through 4 installments zero interest.

In relation to the above, Credix is ​​a company that supports the student. Therefore, the same have the possibility to request the Credix Card through its official web portal. All they have to do is follow a series of simple steps and submit some documents.

In the same way, and as has been mentioned, all interested parties must comply with certain steps and requirements. Among the requirements demanded to carry out the request for the Credit Card Credix, we can find:

  1. Present their respective Cédula or Cédula de Residencia Free Condition.
  2. Be (at least) 20 years old if you are a Costa Rican citizen.
  3. But, if you are a foreigner you must be (at least) 26 years old.
  4. Complete the credit application form.
  5. Sign both the contract and the informed consent document.

Therefore, and complying with these basic documents, the interested party will have the possibility of obtaining an immediate credit and, in this way, will be able to enroll in more than 10 (ten) universities located in the national territory.

Additional services

On the other hand, it is up to us to emphasize that, Credix, too has an application for smart mobile devices, where the user can perform various movements. Among them, we can name the following. Attentive to the following list.

  • View your account details.
  • Carry out the payment of public services.
  • Enter procedures.
  • Request products or articles of interest.
  • Make purchases easily and quickly through the option: Touch and Pay.

Likewise, having a Quik Pass linked to their respective card, paying public services both at Servimás points and in the application, having access to insurance and assistance services, are added to the generous list of benefits that Credix offers to its users. customers.

What is the Credix Card?

Now, let’s continue this article by offering a brief definition about the Credix card. Which, in short, is a document generally made of metal or plastic material, in the name of a person who can use it to make purchases or payment of services.

Credit cards usually have a money limit that authorizes the person to purchase or consume products or services.

Likewise, this type of credit card is considered the best ally that a Costa Rican citizen can have. This is because it allows you to make purchases in terms ranging from 3 installments zero interest onwards.

IMPORTANT. One way to take advantage of the Credix Card is through installment payments. Therefore, if you buy an item in a physical store (such as, for example: EPA) and make the payment with Credix, you can choose whether you want to pay in cash or at 4 (four) zero interest installments.


Now, it is important to know that there are different formulas or payment methods and also different ways of accessing this type of credit in particular. This also makes different types of cards Next to the following list:

  1. Classic
  2. Platinum.
  3. Gold.
  4. Infinite.
Options to make the payment of the credits you have with Credix.
  • Make the payment by bank transfer to your IBAN Credix account.

When you have a Credix account, you are assigned 2 (two) IBAN account numbers in your name (one in dollars and one in colones). This number is the one that you can use from your bank to carry out the payment transfer to Credix.

To find your IBAN account numbers, you must enter the respective MiCredix application for smart mobile devices. After this, you have to click on the option: Account statement, and there you will be able to view them.

IMPORTANT. The originating account must have the same currency as the IBAN Credix account where you are making the transfer.
  • Make the payment by bank transfer with SINPE Móvil.

On the other hand, you can pay your Credix card in colones through SINPE Móvil. However, if you have to pay the same in dollars, it is up to you to do it in the MiCredix application, by clicking on the option: Pay Card.

Now, the CINPE Móvil payment alternative works to pay your cardholder. But, if you want or require to make the payment of another type of card, you can also enter the MiCredix application and use the corresponding function, that is: Pay Card.

IMPORTANT. The transfer by SINPE Móvil has maximum daily amounts that will depend on the entity where the user has his funds.
  • Make the payment through Internet Banking.

At this point, the interested party must enter the official digital web portal of the National Bank of Costa Rica. And, after this, you have to follow a series of steps which we will mention below. It is important that you comply responsibly with each of them:

  1. Payments.
  2. Fees and credits.
  3. Savings and Credits.
  4. Credix (in dollars or colones).
  5. Enter your card number.
IMPORTANT. To make the payment of your Credix card, you can choose the bank of your preference. Remember that the procedure to be carried out for each one is different. Among the banks are: Banco Nacional, Banco Davivienda and Banco Lafise.
  • Make the payment in cash.

Well, to finish this point, it is up to us to clarify that the user can carry out the payment of their credits with Credix, in any of the windows of the following spaces. Pay close attention to the following listing:

  1. EPA.
  2. National Bank.
  3. Davivienda.
  4. Lafise Bank.
  5. Mucap.
  6. Jiménez and Tanzi.
  7. Eperi.
  8. Supercompro.
  9. Fischel.
  10. Servimás.
  11. Airpak.

Requirements to Apply for Credix Card

Generally, to obtain any type of document, entities or organizations require or require certain documentation, in addition to the fulfillment of some steps. Applying for the Credix Card is no exception, but don’t worry, because below, we will list the demanded requirements.

  1. Present their respective Cédula or Cédula de Residencia Free Condition.
  2. Be (at least) 20 years old if you are a Costa Rican citizen.
  3. But, if you are a foreigner you must be (at least) 26 years old.
  4. Complete the credit application form.
  5. CIC authorization.
  6. Sign both the contract and the informed consent document.

However, in some cases, you may request a employer order with the last 3 (three) reported salaries, proof of salary with 1 (one) month of validity and stamped or the last 3 (three) account statements of your respective credit or debit card, issued and stamped by the issuing bank.


In another vein, for our team it has been important to include the different and numerous benefits offered by applying for the Credix Card. However, it is also necessary to mention that it has some disadvantages.

  • One of its main benefits is being able to make purchases in installments.
  • 3 (three) zero interest installments in affiliated businesses.
  • Quik Pass device at 6 (six) installments zero interest or free with a monthly maintenance of $ 3.
  • Access to personal credits.
  • More than 20 thousand points of sale.
  • MiCredix application, which will allow users to make purchases with their smart mobile device through the option: Touch and Pay.
  • It has Contactless Technology for greater security without losing sight of its plastic.
  • Loyalty plan: here, the customer accumulates one share for every $ 10,000 of consumption for the MiCarro promotion.
  • Access to multiple promotions in affiliated businesses.
  • This card is accepted in millions of businesses nationally and internationally.
  • Payment of the mark in installments.
  • Finally, payment of public services and recharges through the application and points throughout the national territory.

How to Apply for a Credix Card?

Now, to end this article, it is up to us to explain in detail how to carry out or how to correctly apply for this card. Likewise, it is convenient to clarify that, requesting it is quite quick and easy.

Well, as we have mentioned in a previous point, to request the Credix Card, the interested party must fill in each of the blank boxes present in a specific form. Next, we will capture the data that you must add:

  • Full name.
  • Document type.
  • ID.
  • Email address.
  • Cell phone.
  • Amount requested.
  • You must attach the front of your respective identification.
  • You must attach the back of your identification.
  • It is your responsibility to accept the Informed Consent.
  • After this, you must authorize Credix World SA to consult your credit information in the CIC.
  • Finally, you must place the signature for authorization consultation.

To end our writing, we invite you to help us share the information.

See you soon!

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