Apply for a Banco del Austro Credit Card: What are they, Types, Requirements, How to Apply, Benefits and MORE

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To start you should know that a credit card is a plastic card issued by a financial company. That allows its owner to borrow money from the issuer. We will tell you how Apply for a Banco del Austro Credit Card, to get them to pay for products or services without having cash or check.

Within this context, it is a concept of great value in financial matters and of great utility for all people and companies in Ecuador. That is why, below, we will tell you everything you need to know about the cards, types, services, benefits and much more.

What is the Banco del Austro?

Now then, next we want to talk to you about who the Banco del Austro is in the Financial System of the Republic of Ecuador. In this sense, it was created in November 1977, with the aim of supporting the ideas and projects of society. In order to promote new commercial, industrial and agricultural activities, to contribute to national development.

Within this context, it is an Ecuadorian bank with an international presence, which achieves the loyalty of its customers, providing them with products and services innovative quality. All this, through a motivated and qualified human team, with personalized management and adequate technology, promoting the development and well-being of the community.

Therefore, it offers its customers the Credit cards Bank of the Austro, which are a means of payment that allows you to make purchases. It is called “credit” because the amount you use when making the purchase corresponds to a loan granted by the Banco del Austro.

Next, we are going to describe all the options that Banco del Austro offers you in terms of products and services. In order that you can decide on the one that best suits your needs. And you can Apply for Credit Card Bank of the Austro quickly and without any inconvenience.

Types of Credit Cards from Banco del Austro

In this section we are going to talk to you in very clear and simple terms, about the types of Credit Cards Banco del Austro that exist. In this regard, it is very interesting to know about this aspect due to the importance of the aforementioned concepts in personal or business financial management.

In this sense, Banco del Austro offers its customers two types of cards, that is, personal cards and commercial cards. Consequently, each of them have multiple products with different advantage I benefits, offering a series of particular services.

Additionally, we will cite in greater detail credit cards, which, as we mentioned earlier, allow you to make purchases with a bank loan. Now, in the case of Banco del Austro, you have your Visa cards: International, Gold, Platinum, Signature and Infinite. These credit cards are backed by the Visa company.

Reason why, it is important that you are clear about your financial needs, before proceeding to Apply for the Banco del Austro credit card. As well as, if it adapts to your requirements and you meet the requirements to grant it. In the next section we will detail the services offered by each of them.

Requirements to Apply for a Banco del Austro Credit Card

Before finishing this article, we are going to talk to you about the requirements or documentation What do you need for Apply for the Banco del Austro credit card. It should be noted that, before deciding how to apply for your card at Banco del Austro, you meet these requirements.

  • Identity Card, Debtor – Guarantor.
  • Last basic service payment.
  • Justification of income.
  • Credit request.
  • Last quarter income certificate of the debtor and guarantor.
  • Current copy of RUC “if applicable”
  • VAT return last four months.
  • Copy of the Rise payment “if applicable”
  • Justification of the patrimony in case of possessing.
  • Copy of vehicle license plates or notarized Purchase / Sale contracts, payment of the real estate or notarized Purchase / Sale deed.

It is important to note that the requirements described above are the most common in the different card modalities. In other words, each card may require different or additional documents to those previously mentioned. We recommend you inquire according to your needs.

How to make the request?

Now, it is essential that you take into account how you should apply for this card. Therefore, we are going to describe the different ways you have to Apply for the Banco del Austro credit card detailed above, without any inconvenience:

Online:
  • You must enter the Web page Of the entity
  • Later you enter the name, surname, respective document (DNI, CI, passport, LC, LE).
  • Next, the agency where you prefer to carry out the documentation process, the city, your cell phone number, your email, your monthly income and the security code.
  • Once you have entered all the information that it asks for, carefully, you click send.

With this mode you can from the comfort of your house to know if you are eligible for the Bank to credit you one of their credit cards. Likewise, after knowing the results of this preliminary analysis, you must contact the Entity with the requirements indicated above.

At the branch:
  • If you decide to do it in person, you should go to the Banco del Austro branches that are more convenient for you.
  • Before doing so, you must find out exactly the address and hours they serve the public, as well as if you need to request an appointment in advance.
  • In the same way, you must record all the previously identified requirements.

Benefits of Applying for a Banco del Austro Credit Card

Now, we want you to know everything about the Benefits offered by the Credit Cards Banco del Austro. Reason why, below we detail everything that implies being the owner of them, in a very simple and understandable way. Thus, you can be aware of the benefits you can obtain.

Visa

International
  • Contactless: Technology that allows payment of purchases without contact, simply by bringing the card closer to the POS terminal.
  • Protection Price: When you purchase a new product with your Banco del Austro International Visa card and then get it at a lower price, the difference will be compensated.
  • Travel assistance service.
  • Visa customer service center 24 hours a day.
  • Emergency Replacement: It will help you with the replacement of your Card in case of loss or theft.
Gold
  • Car Rental Insurance, when you reserve and pay the entire amount of the car rental with your card.
  • Price Protection.
  • Purchase protection, when you buy a new product with your Visa card and it is stolen or accidentally damaged.
  • Extended Warranty, when purchasing a product new with your card.
  • Travel assistance service.
  • Emergency Replacement.
Platinum
  • Price Protection.
  • Purchase protection, when purchasing a product new with your Visa Platinum card and it is stolen or accidentally damaged.
  • Extended Warranty, when purchasing a new product with your card.
  • International Medical Emergency Services + Shengen Certificate, covers the holder, his spouse and children under 23 years, in case of accidents.
  • It also provides the Schengen Certificate for free, when traveling to Europe.
  • On Line Medical Visa.

Master

International
  • Protection in Purchases.
  • Mastercard Global Service.
Gold
  • Protection in Purchases
  • Mastercard Global Service.
  • Extended warranty, extends the original warranty period of the manufacturer or brand for up to one (1) year.
Platinum
  • Contactless.
  • Global Emergency Assistance.
  • Mastercard Travel Rewards, Mastercard Travel & Lifestyle Service and Priceless Cities, offers exclusive offers.
  • Concierge & Services.
  • Travel Medical Service – Master Assist Plus
  • Auto Insurance Master.
Black
  • Mastercard Airport Experiences.
  • Mastercard Travel Rewards, Mastercard Travel & Lifestyle Service and Priceless Cities.
  • Boingo WiFi.
  • Global Emergency Assistance.
  • Inconvenience of travel.
  • Concierge & Services.
  • Travel Medical Service – Master Assist Black.
  • Auto Insurance Master.

Services that Credit Cards Offer

Now then, from what was detailed above, you should already know the existence of different types of Credit Cards Banco del Austro. Next, we will discuss in detail the different services that you can get if you are the owner of any of them:

Visa

  • VISA Secure, a service that provides you security and protection when paying for your purchases online.
  • Cash Advances up to 80% of your deferred quota up to 36 months.
  • You will have access to more than 800,000 ATMs.
  • Request your credit card code by calling 1800 228787.
  • Telephone service every day of the year, 24 hours a day through the Call Center 1800 228787.
  • Every month you can cancel the cash payment or minimum payment, giving you greater flexibility in your payments.
  • You can accumulate points in AustroClass for each dollar that you consume with your Visa Banco del Austro.

Mastercard

  • All Visa services.
  • Likewise, Mastercard SecureCode is a service that provides you protection against the unauthorized use of your card when making purchases online.
  • You will be able to accumulate points in AustroClass for every dollar that you consume with your Mastercard.

We hope you can successfully Apply for a Banco del Austro Credit Card!

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