Apply for a Banco Guayaquil Credit Card: What is it, Types, Requirements, How to Apply, Benefits and MORE

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Apply for a Banco Guayaquil Credit Card It turns out to be quite simple and fast when you have all the necessary documentation. Obtaining a credit card will grant you different benefits and services.

That is why, in this article we will explain how request a Banco Guayaquil Credit Card. Also, we will tell you what a Banco Guayaquil credit card is, what are its requirements, what are the benefits, services and much more Don’t forget to share this informationn!

What is the Banco Guayaquil Credit Card?

Banco Guayaquil is known as a universal banking financial institution based in the city of Guayaquil, Ecuador. This institution began its activities in 1923, specifically on December 2. By that date, it was known as Sociedad Anónima Banco Italiano.

This bank, is the second largest in Ecuador, currently has a network of 4,791 service points in the main cities of Ecuador. It offers a different and wide range of banking services, including corporate banking, personal, private and transactional banking.

Currently, one of the products offered by Banco Guayaquil is a credit card. This card is a plastic issued by the bank in charge and allows the owner to borrow money from the issuing bank. This will allow you, as a user, to pay for products and services without using cash or checks.

The Banco Guayaquil Credit Card is a product issued by Banco Guayaquil that will allow users to make their purchases and service payments quickly and efficiently. Likewise, it should be noted that the money that is reflected in the credit card is a loan, which, when making use of it, has an estimated time to make the return.

Apply for a Banco Guayaquil Credit Card It will always be a good option since this bank offers us a variety of products so that we, as users, can choose the one that best suits our needs. In this way, we must emphasize that the process to make the request is extremely simple.

Types of Bank Credit Cards

As we have been saying, one of the great advantages of request a Banco Guayaquil Credit Card is that you will be able to take the time to verify all the types of card that this bank offers and in turn, you will be able to decide which of those cards it will adapt to what you want.

Currently there are different types of cards. All these cards will be associated with American Express, VISA or Mastercard, that is, this will allow these products to be used in any business and apart, this will provide certain security.

Next, we will let you know which are the types of credit card issued by Banco Guayaquil:

American express

  • The Platinum Card.
  • Gold American Express.
  • American Express.
  • Platinum American Express Credit Card.
  • Gold American Express.
  • American Express Credit Card.
  • AAdvantage Elite.
  • AAdvantage Platinum.
  • Supermaxi Platinum.
  • Supermaxi.
  • American Express Super Points.
  • American Express Blue card.


  • Classic VISA card.
  • Gold.
  • Lifemiles.
  • Lifemiles Platinum and Lifemiles Gold.
  • VISA Platinum card.
  • Visa Signature.
  • Signature Lifemiles.


  • Classic Mastercard card.
  • Platinum Mastercard card.

Each of these cards provide different services and benefits that will be explained in detail later. In this way, we will make you feel more comfortable and secure when applying for any of these cards.

In case you have any questions regarding credit cards, do not forget that you can contact the Banco Guayaquil customer service center, so that the authorized personnel will be in charge of helping you in your process.

Likewise, you can also go to any office near your home to clarify all your doubts. The Banco Guayaquil staff will be 100% trained to help you and thus provide you with clear and objective answers. You will not hesitate for a second to carry out this procedure!

Requirements for the Application

For request a Banco Guayaquil Credit Card It is important to clarify that certain requirements will be needed to carry out this application process. It should be noted that the required documentation must be up-to-date and must be presented in good condition.

Otherwise, the personnel who are authorized to carry out said procedure will not be able to carry out the process since some of the documents may be expired, in poor condition or simply do not comply with the requirements.

Next, we will leave you a list of all the requirements that you must present when wanting request a Banco Guayaquil Credit Card:

  • Minimum 21 years of age.
  • Updated Identity Card or Passport.
  • Job stability:
    • Dependents: 1 year.
    • Independent: 3 Years of Active the RUC.
    • Public Sector Employees: 2 Years.
  • Income equal to or greater than $ 700.

If you meet all the above requirements, you can call 043730100 option 9 to start the process, or you can go to any of the Banco Guayaquil offices with your identity card.

It is important to note that, for greater comfort, you can plan your visit to any of the agencies. To do this, you will have to schedule an appointment online. Also, at the time of scheduling the appointment, you will have to complete a form in the Web page.

When completing the form, you must enter an identification number to confirm the reservation and then select the option “I am not a robot”. You will click on the option to «request» and then your reservation will be reflected on the screen.

This will make the process a little easier as you will have a secured position at the agency you selected. It should be noted that you must place the closest agency to your home, so that you do not have to transport to distant places.

How to make the request?

The process for request a Banco Guayaquil Credit Card It turns out to be quite simple and fast since it does not require a lot of previous paperwork. You will only have to have all the requirements previously indicated so that at the time of making the request there is no problem.

We had already talked a bit about the turn that must be requested beforeThis is highly recommended since we will avoid going to the agency and they are no longer serving clients. Below we will briefly explain the step by step to request a Banco Guayaquil Credit Card:

  1. You must enter the Banco Guayaquil website and fill out the form to schedule the shift.
  2. In this form you will place the procedure that you are going to carry out, the agency where you are going to go, the day and time of your reservation.
  3. After the day of the reservation arrives, you must go to the agency already indicated to request a Banco Guayaquil Credit Card.
  4. When you arrive at the agency, you must wait for one of the staff to assist you.
  5. The staff will ask you to submit all the requested requirements, to verify them.
  6. Once the staff verify and check that everything is in order, they will start the application process.
  7. You will have to sign certain papers, so that the bank has proof that you applied for a card.
  8. Finally, the bank will issue your credit card and the staff will proceed to hand it over to you.

It is important to emphasize that in order to use your card, you must activate it. To do this, you must enter the website, select the option «Activate Card», enter your identification number, then write the last six digits of the card and click on the option «Continue».

Benefits that Credit Cards Offer

As we said previously, Banco Guayaquil offers a variety of products and among those there are the Credit Cards. Currently, there is a wide variety of credit cards and that is why users have the opportunity to choose which card they want to apply for.

Each of the credit cards has a series of benefits and services that will be adapted to the needs of each user. In addition, you can make use of these cards in any authorized establishment throughout the country.

We have compiled a series of benefits offered by each of these cards below, we will let you know what they are:

  • Customer Service Center: 24 hours for 7 days.
  • Benefits portal.
  • Price protection up to $ 400.
  • Purchase protection up to $ 1000.
  • Extended warranty up to $ 5000.
  • It has a smart chip for greater security in your transactions.
  • Advances at the window and ATMs.
  • Current and deferred credit.
  • You can request the deferred consumption abroad for up to 24 months.

Services offered by Banco Guayaquil Credit Cards

Just as Banco Guayaquil credit cards offer different benefits, it also offers a series of services, this will allow us to enjoy our card without any problem. Next, we will let you know what these services are:

  • Access to Deferred Credit in your purchases and total monthly payment of Consumption in Current Credit.
  • It has a smart chip for greater security in your transactions.
  • Upon your return you can request to defer your consumption abroad for up to 24 months.
  • Cash withdrawals at windows and ATMs.

What are you waiting for request a Banco Guayaquil Credit Card?

You already have all the information you need to start this process!

We wish you the best of luck.

Thanks for reading us.

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