Apply for a Pacificard Credit Card: What is it, Benefits, Requirements, How to Apply, Security Aspects and MORE

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Apply for the Pacificard credit card It is an excellent opportunity for Ecuadorian citizens because it is a financial document that allows you to make purchases that exceed your purchasing power limit.

If you are a client of Pacific Bank of Ecuador, We invite you to read this article! Below we will mention relevant information about how and what requirements you need to apply for the Pacificard credit card.

Do not miss it!

What is the Pacificard Credit Card?

In the introduction to the article, we mentioned that the credit card allows you to make purchases that exceed your purchasing power limits. Sure you wonder … How does that work?Well, basically the Pacificard credit card, It is a financial instrument that allows you to make purchases and later you can pay it within a period established by the bank. Similarly, Banco Pacífico cards have a monthly fee that must be paid.

In other words, the credit card is a plastic issued by a bank, in which the holder of the card can request a loan from the bank for a stipulated amount of money. However, the said money must be paid in the time established by the bank. Otherwise, you will be charged a high rate of interest.

In this sense, the Pacify card was designed for to ease clients’ lives, through it you can better manage your finances. This will be safe, comfortable and modern, for this and more reasons, customers choose the Pacific Bank.


Certainly, there are different types of cards for every need. Of course, they must be chosen at the time of application. In the case of Banco del Pacífico, it offers a wide variety of credit cards, which can be Visa or Mastercard. In this way, below, you will find a list of the types of card that you can request from the bank.

  1. Black.
  2. MileagePlus Platinum Mastercard.
  3. Classic
  4. Classic Mastercard My Commissariat.
  5. Platinum Mastercard.
  6. Gold.
  7. MileagePlus Gold Mastercard.
  8. Corporate Business Mastercard.
  1. Infinite Visa.
  2. Classic
  3. Classic Visa My Commissariat.
  4. Platinum Visa.
  5. Corporate
  6. MileagePlus Platinum Visa.
  7. Gold.
  8. MileagePlus Gold Visa.

Requirements for the Application

Clearly, a series of essential requirements are needed to apply for the Pacificard Credit Card of your choice. However, it is important to mention that there are general requirements and others more specific. Likewise, the latter may vary depending on the type of card that the user decides to obtain.

Below we will mention some of the general requirements:

  • Applicant must be over 21 years of age.
  • Photocopy of the identity card.
  • Sheet of basic services that you receive at home. For example, electricity, water, gas, etc.
  • Proof of income and financial stability.
  • Working letter.
  • Demonstration that the owner has a fixed income and that he has a certain amount of assets.

With regard to the specific requirements, we refer to the conditions that apply to obtain the cards. That is, the requirements to apply for the Mastercard Black Credit Card are not the same to apply for the Mastercard Gold Card. For this reason, it is important that before starting your process to obtain a line of credit, be sure to review the specific requirements of the card you wish to apply for.

To do this, you can access the Banco del Pacífico website and locate the credit cards section. Subsequently, select the one of your preference and there will appear all the relevant information you need, for example, requirements, characteristics, benefits and more.

How to apply for a Pacificard Credit Card?

Indeed, the card can be requested online, through the application, or at the Banco Pacífico offices. Although it is true, the evolution of the human being has brought with it the incorporation of new digital tools that streamline the process of managing some procedures.

In this case, Pacific Bank It included these tools in its system, in such a way that the credit card application process is more comfortable and simple for its customers. However, despite the fact that it is a new modality, people who decide to process the card in person, can go to the offices of the financial institution.

If you have no idea how you can apply, Do not worry! Next we will explain how you can obtain it.

Keep reading!

As mentioned above, we can carry out the procedure online, for this you must do the following:

  1. Access the Web page of the Bank of Pacific.
  2. An options bar appears on the home screen. Select «Accounts and Cards.»
  3. A menu of options will be displayed, go to the list where it says «Cards».
  4. Select «Credit Cards».
  5. Then select the Pacificard credit card of your preference. It can be Visa or Mastercard.
  6. Once you have selected the card, a new tab will appear, click on “Request your Card”.
  7. Then a form will be presented, be sure to complete it with the data requested by the system.
  8. Select the place where you want your Pacificard card to arrive. Either to your office or home.
  9. Accept the terms and conditions.
  10. You will then receive a notification confirming the request for your card.

If you notice, it is a fairly simple process. You will not have complications if you follow the steps we mentioned above. Similarly, if you don’t know which credit card to choose, the Banco del Pacífico website offers you an excellent alternative.

During the time of application online, you must choose a card, however, the page shows two options. So, you can see what cards the bank offers for you. In addition to offering a system that through a series of questions assumes your socioeconomic status and your preferences.

Based on that, the web portal will show the credit card that best suits your needs according to the answers you have placed. If you do not know where to locate the help option to choose a card. We leave you the link, you just have to click here.

Benefits and Services offered by the Cards

Obviously, credit cards have a host of benefits and services that can be offered to consumers. In this case, the same happens as with the requirements, they may vary depending on the type of card. However, there are certain general benefits that apply to any type of user who decides apply for the Pacificard credit card.

For instance:

  1. It offers a platform to make purchases online. Of course, the customer will have greater security when buying a product or purchasing a service.
  2. It differs the external consumptions where the minimum is established from $ 100 up to 36 months of installments that correspond to the established amount.
  3. It offers the possibility of deferring the national consumption that a client has in fixed installments.
  4. Access to various special benefits, which are in a limited edition given by Banco del Pacífico.
  5. If the card is lost, you can request a replacement so that you can once again enjoy the benefits and services offered by the financial institution.
  6. Cash advance in emergencies.
  7. Access to service or exchange promotions offered by Banco del Pacífico.
  8. Benefits of applying the “Deferred Flex” process. It is used for the balance of the card that you have at the time.
  9. Making purchases at the national and international level, with points accumulation programs which do not present any cost.

Features that They offer Banco Pacificard Credit Cards

First of all, it is important to mention that the characteristics may depend on the type of Pacificard credit card. Likewise, it is essential that before requesting your card, you check what benefits and characteristics each one of them has, so the choice will be a little easier.

Remember that there is variety and it may be a bit difficult to choose just one. However, we recommend that you focus on processing the credit card that best suits your needs and socioeconomic status. Now, as we already know that the characteristics may vary, below we will mention the singularities that one of the most requested cards has.

Features offered by the Mastercard Black Credit Card

While it is true, it is a credit card designed to meet the needs and demanding of consumers with high purchasing power. By combining the features and benefits of the Mastercard Black, you get the perfect card. Therefore, you will be able to enjoy quality consumption, trips and services anywhere in the world. In addition to this, by obtaining the Mastercard Black you will participate in the Pacific Miles program.

Below we will mention some of its most outstanding characteristics:

  • It offers its clients the most varied financing plans.
  • It has 15,000 affiliated businesses.
  • Access to cash advances.
  • It offers Mastercard Black lounges. It includes two free national income and two international income per year.
  • It has Mastercard Secure Code for internet shopping, making the transaction more secure
  • It allows you to make purchases quickly and safely in any national and international establishment.

Thank you for reading! We hope that obtaining the Pacificard Credit Card will be successful.

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