Apply for Prati Card: What it is, Benefits, Requirements, How to Apply, How it Works and MORE

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To the Request Prati Card you have the possibility to have access to a lot of activities and benefits that this system has for you. As an Ecuadorian, you have all the tools at your fingertips so that you can obtain this card along with all its advantages. It is of great relevance that you read all the points that we have developed with the greatest detail and size possible so that you clarify all your doubts.

Now, we have divided what follows into a series of sections through which we are going to explain this process to you. For Request Prati Card The first thing you have to know is what is Prati in Ecuador and then what is the card as such. Also, we will tell you the requirements that are needed and the procedure to follow to obtain them. Finally, we will mention their benefits and how it works.

Stay with us and keep learning about this and much more about this card!

What is Prati Ecuador?

As we have said before, here we are going to talk to you about what Prati is in Ecuador. It is very important that you know this before going on to explain how Request Prati Card. The truth is that this it is a store what is handled departmentally and it has several sections for you.

Offers from articles of fashion even things for him home and products of technology. You have approximately eighty (80) years in the market offering your products to individuals, families and the rest of the Ecuadorian community. It is also necessary to mention the offers they have in products and, in the same way, in services.

A little history about De Patri stores:

The beginnings of this same one are going to be traced back to the twenties, almost ending this time. The vision for this project was created by two entrepreneurs of Italian origin. Of respective names Don Mario de Prati and Doña Doménica Cavanna.

These two people come to Cuenca, from Italy, and their main impulse was the desire they had to be able to start a prosperous and new business. For the year of 1940 They managed to set up a warehouse-style store which offered imported fabric garments and these were sold in the city of Guayaquil. The name they received was Mario de Patri. They expanded a few years later in terms of the line of items offered, including here household products of extraordinary quality.

Already for the year of 1951 They inaugurate the first official store in the streets located in Luque and Chile, these same ones have been maintained today. Additionally, in 1960, there is the creation of the logo of the De Prati brand, which is still maintained today. On 1968 a credit system is started.

Among these credits we find financing programs and benefits that were offered exclusively to consumers. In this way, it becomes one of the main differentiators of this successful and innovative company that was born in Ecuador.

What is the Prati Card?

Surely you must be asking yourself the question of What is the De Prati direct credit system? And in this section of the article we are going to be in charge of giving you this answer and telling you what the credit card of this same store is. This is one of the benefits that you will be offered as a De Prati store customer.

This is a system that offers payment credits to customers, through which you will be allowing you to make purchases and make their cancellation up to a month. This after carrying out its respective consumption, additionally it is given a financing through various dues between some six (6) a twenty four (24) months. The interest rate that is in force with authorization applies.

These systems and programs have a credit line through which you can choose to make purchases in each and every De Prati store. This is a credit that can be easily and effectively managed. You can make a series of payments and they will be released instantly through a quota that is equivalent to an amount that has already been paid.

Requirements for the Application

Now yes, so you can Request Prati Card You should know that a series of requirements are necessary for you to be granted this benefit. This is also often called Bankard Visa De Prati Card. These requirements are not usually so complicated to obtain and here we will tell you what they are. Bearing this in mind, it is highly relevant that you pay as much attention as possible to what comes next.

One of the first things you should know is that you must be between twenty-one (21) to sixty-five (65) years of age. Regarding your nationality, you must to be Ecuadorian. And, if you are a foreigner, you must attach a policy that has a guarantee. The rest is related to a series of accounts and documentation that will be requested as you go through the application process.

Conditions to be met as requirements

  • You should have some income from an approximate one thousand dollars (1000 $).
  • Regarding the job stability this must be at least one (1 year.
  • You must supply what is your number of conventional telephone, both the one that corresponds to your address and that of your office.
  • You must have a savings or checking account, with a minimum of six (6) months of validity.
  • You have to own one final year grade, you cannot have negative references. These aspects considered for the risk center.
  • For the themes of supports your income you are going to take those regarding the three payment roles that are certified.
  • For those cases in which the person is Independent this same will have to present what is the RUC, which must be current.
  • At least it must have a (1) year in operation and have the last three declarations of the VAT or the income tax.

Documents to present as requirements

  • Carry one copy of your national identification document, that is, of your identification card. This must be current and in good condition.
  • Submit a copy of what is your voting certificateIt must be up-to-date and legible.
  • Another copy that you are going to take is that of the basic services worksheet of the address where you are currently. Consider that they must be from the last three months onwards.
  • Finally, you are going to deliver a support of your income. They must be from the last three roles of your payments, a labor certificate.
  • Set to this a copy of your RUC and the last three VAT returns o Income tax.

How to Apply for the Card?

Another thing you should know to Request Prati Card in Ecuador it is the process that you must follow in order to obtain it. Once you have collected each of the requirements, you are going to do what we are going to explain here. It should also be mentioned that this is a totally and completely virtual process.

Now, you will only have to enter the De Patri stores website to make this request quite quickly, easily and efficiently. You just have to make sure you have one Internet connection make it stable to be able to do the rest of the process. Now, the steps you must follow to obtain your Bankard Visa De Prati Card are the following:

  1. Select the seeker Internet that you like the most and that is easy for you to use.
  2. Then, in the search bar, you are going to search for the web portal De Prati stores, or simply give him click here.
  3. On this page you will be displaying a kind of payroll or form that you must fill out and complete each of the spaces that are blank. They will ask you for a series of personal information.
  4. Above are several options of which you owe mark one of them, the one that best suits you.
  5. Place what corresponds to your name and surname.
  6. Enter the type and number of ID.
  7. Indicate your gender and date of birth.
  8. City, phone and racial rank.
  9. You are going to click where it says “Enterokay” and ready.

Benefits and Services offered by the Cards

Previously we have been talking about a series of benefits that this system brings to you as a De Prati client. The truth is that Request Prati Card you have a great possibility of obtaining a series of quite good and efficient advantages for each of your purchases.

Regarding the Bankard Visa De Prati we have the following aspects that we must mention so that you can make the best decision that is for you. First of all, we have what are the benefits that De Prati has for you in general:

  • The first one is in relation to discounts what do they do to you first buy, this is equivalent to a 10% less.
  • If on the day of your birthday you are going to buy from their stores you are also offered a 10% off.
  • All your benefits are extend to all the stores that are allied commercially to De Prati.

Then we have the benefits that you can obtain through the acquisition of the De Prati credit card, these are the ones that we would like to mention to you below:

  • This same card can be used both at the level national What international.
  • They offer you deferred plans, both with and without interests included.
  • You have the opportunity to get your cash advances.
  • As for the deferred of the consumptions you have in the Exterior it is also another benefit offered.
  • For cases in which you are presented with some type of accident in some of your trips you have a safe of about $ 75,000.
  • Accounts with attendance travel and emergency and emergency transport at the legal level. Additionally you have the issues regarding the luggage that you have lost.
  • Travel tickets can be replaced with the necessary urgency.
  • You will be given access to VIP lounges from the airports of Guayaquil and Quito in the applications of international departures. This is a benefit that they obtain unique and exclusively those clients who have Visa Signature De Prati.

How does it work?

To close with this point, we must mention the mechanism of operation of the De Prati Credit Card. This is a point of great relevance, since these doubts are usually had by many of the users when they start to enjoy this service.

Credit has a functioning set in cycles that are programmed from monthly way. This will allow you to make purchases and that you can cancel them in an approximate time of one month after the activity carried out. These cancellations are you will do month by month with a credit or with financing through various installments.

Times of 6 to 24 months. In cases where you make the purchase with current credit, you will not be generating no interest rate. For cases in which you decide to pay through installment financing, you will earn interest with a effective rate that will be published by the Central Bank.

We hope that the points we have developed have been very useful to you We will read soon!

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