Procedures and Requirements to open an account at Banco Pichincha

17 minutos de lectura

Hi! How are you? We hope that very well, in the post you will see with us the facilities that the Pichincha Bank to open an account is Savings or account Current, in addition to the series of requirements that you will have to enter, whether you are an Ecuadorian or a foreigner residing in the country.

Let’s define what a Bank is:

A Bank, also know as Credit institution or depository institution It is a financial company that is responsible for raising resources in the form of deposits, and lending money, as well as providing financial services. Banking, or the banking system, is the set of entities or institutions that, within a given economy, provide the service of a bank.

A Bank account It is a financial contract with a bank by virtue of which, the balance and subsequent money movements of the client are recorded.

An account in the bank is super important and necessary, because they are the ones who will keep your money, whether you are a natural person or a legal person, they take care of all the transactions you make and give you legal support.

However What are the steps to open an account at Banco Pichincha?

Requirements for Ecuadorian citizens

Savings account

  • Original identity card and legible copy.
  • Copy of the form of a basic service stating the address of your home for up to 2 months.
  • Have a value of USD 5.15 in your account by issuing a debit card.
  • It does not apply to children under 18 years of age.

Current account

  • Original identity card and legible copy.
  • Copy of the form of a basic service where the address of your home is recorded for up to 2 months.

Requirements for foreigners

Savings account

  • Passport or identity card and legible copy.
  • Copy of the form of a basic service where the address of your home is recorded for up to 2 months.
  • Valid visa (does not apply to people with a refugee visa 12 IV).
  • Have a value of USD 5.15 in your account by issuing a debit card.
  • Dependent employee: copy of employment contract or certificate.
  • Independent: work certificate of commercial relationship of an Ecuadorian client.
  • Personal, bank or commercial reference.
  • Identity number of the spouse or partner, unless they have separate property.

Current account

  • Original passport or identity card and legible copy.
  • Copy of the form of a basic service where the address of your home is recorded for up to 2 months.
  • Valid visa.
  • Dependent employee: copy of employment contract or certificate.
  • Independent: work certificate from an Ecuadorian client.
  • Personal, bank or commercial reference.

Characteristics of a checking account at Banco Pichincha

The current account (cta. cte.) is a bank contract where the holder makes fund deposits.

With a checking account you can have the deposits entered immediately through check books, ATMs or the cashier or bank window.

It is an account that does not generate interest in favor of the owner.

The characteristics of Banco Pichincha are as follows:

  • Opening amount of USD 500.
  • Access to online statements, debit card and electronic channels.
  • Availability of checkbooks of 30, 60, 100 or 300 units.
  • International transfers and deposits.
  • Request it at your closest agency.

Profits

Bill Current Traditional has the following advantages:

  • When a loan is granted, it is reflected in the current account.
  • You can direct debit payments through it.
  • Effects discounts can be made.
  • Charge interest.
  • Pay interest.
  • Collecting taxes.
  • Paying taxes.

At Banco Pichincha the benefits for the accounts Current are as follows:

  • Access overdrafts.
  • Manage and control your funds through personal checks.
  • Request your checkbook at home.

Characteristics of a savings account

A savings account It is an ordinary demand deposit (passive product), in which the funds deposited by the account are immediately available and generate a certain return or during a determined period according to the amount saved.

The remuneration conditions vary depending on the specific product.

Thus, there may be savings accounts that pay interest, for example monthly, quarterly or annually.

Likewise, the remuneration can be linear (same interest for any balance), by balance tranches or even in kind.

These types of accounts may also be subject to the payment of commissions, although since the popularization of online banking the trend is to suppress the payment of commissions in the products of saving.

The services associated with a savings account they also vary by entity.

They can range from the most basic, such as income and payments of checks or transfers, to more complex ones such as debit or credit cards associated with the account.

Savings accounts or savings bank are used mainly by individuals and civil entities.

The characteristics of Banco Pichincha for the accounts of Savings are as follows:

  • Automatic debit service for bill payments charged to your account.
  • Payment of monthly interest according to your average balance.

Profits

Savings Accounts Traditional have the following three advantages:

  • To earn interest for as long as these funds are not used.
  • The funds can be withdrawn at any time by means of a voucher called a “debit note”
  • Deposited funds earn moderate interest. It should also be noted that they are added to the capital every 6 months or annually.

The percentage that the bank contributes to a savings account varies between 3%.

At Banco Pichincha the benefits for Savings accounts are the following:

  • Automatic debit service for bill payments charged to your account.
  • Payment of monthly interest according to your average balance.

Steps to open an account at Banco Pichincha

Now that we know all the precautions that they ask us to be able to choose to open a savings account or a checking account at Banco Pichincha, we present the steps to open the Accounts and you can choose to:

  • Loans from Banco Pichincha.
  • Credits from Banco Pichincha.
  • Debit Cards (TDD) from Banco Pichincha.
  • Credit Cards (TDC) of Banco Pichincha

Now the steps to open the savings or checking account at Banco Pichincha are the following:

  1. Go to the nearest Banco Pichincha Agency in your area.
  2. Present the aforementioned requirements indicated.
  3. Deposit the indicated value.
  4. Sign the documents provided by the advisor.

Branches Banco Pichincha


  • Quito:

  • Pichincha Bank | AV. GONZALEZ SAUREZ AND CORUÑA ESQUINA
Telephone: 022232663
Schedule:
Mon: 9:00 AM – 4:00 PM Tue: 9:00 AM – 4:00 PM Mi: 9:00 AM – 4:00 PM Thu: 9:00 AM – 4:00 PM Fri: 9:00 AM – 4:00 PM
  • Banco del Pichincha Agency | CALLE A LOTE 60 and PSJE 7

Address: CALLE A LOTE 60 Y PSJE 7, Quito

  • Banco del Pichincha Agency | JUAN DE DIOS MARTINE N36-156 and C. JULIO ARROSEMENA

Address: JUAN DE DIOS MARTINE N36-156 AND C. JULIO ARROSEMENA, Quito

  • Banco del Pichincha Agency | ELOY ALFARO N39-18 and COREM

Address: ELOY ALFARO N39-18 AND COREM, Quito

  • Banco del Pichincha Agency | CATALINA ALDAZ S / N and PORTUGAL, Quito
  • Banco del Pichincha Agency | FELIZA PAZMIÑO E18-42 and LORENZO DE CHAVEZ
  • Banco del Pichincha Agency | AV. COLON E10-44 and TAMAYO
  • Banco del Pichincha Agency | CC Megamaxi. Dec 6 and Portugal
Address: CC Megamaxi. Dec. 6 and Portugal, Quito
  • Banco del Pichincha Agency | COCHAPATA E12-83 and AVASCAL
  • Banco del Pichincha Agency | THE DAY N37-15 and THE TRADE
  • Banco del Pichincha Agency | QUICENTRO SUB1 SHOPPING CENTER
  • Banco del Pichincha Agency | Av. Interoceanica Km. 5 1/2

  • Guayaquil:

  • Banco del Pichincha Agency | CDLA EL PARAISO V 3 and MZ K

Address: CDLA EL PARAISO V 3 Y MZ K, Guayaquil

  • Banco del Pichincha Agency | AV CARLOS JULIO AROSEMENA AND ILANES
Telephone: 042202068/04220206
Schedule: Mon: 10:00 – 14:00 Tue: 10:00 – 14:00 Mi: 10:00 – 14:00 Th: 10:00 – 14:00 Fri: 10:00 – 14:00
  • Banco del Pichincha Agency | CDLA QUISQUIS V 15 and MZ H
  • Banco del Pichincha Agency | AV ALIANZA 1310 and Y 2 DA
  • Banco del Pichincha Agency | CDLA BELLAVISTA V 5 and MZ 9
  • Banco del Pichincha Agency | VICTOR EMILIO ESTRADA AND LAS LOMAS
Telephone: 042882490/04238916
Schedule: Mon: 8:30 am – 5:00 pm Tues: 8:30 am – 5:00 pm My: 8:30 am – 5:00 pm Thu: 8:30 am – 5:00 pm Fri: 8:30 am – 5:00 pm
  • Banco del Pichincha Agency | CDLA EL PRADO V 5 and MZ 5
  • Banco del Pichincha Agency | UNIVERSITY COOP S 4 and MZ 252
  • Banco del Pichincha Agency | MAPASINGUE ESTE AND CALLEJON 1 ERO301 and AV 1 ERA

Address: MAPASINGUE ESTE AND CALLEJON 1 ERO301 AND AV 1 ERA, Guayaquil

  • Banco del Pichincha Agency | CDLA URBANOR V 15 and MZ 126
  • Banco del Pichincha Agency | AV 1 ERA 905 y / 8 AVA Y 9 NA
  • Banco del Pichincha Agency | MAP SINGUE ESTE S / N and CALLE 4 TA
  • Basin:

  • Banco del Pichincha Agency | CALLE LARGA 25477 and PADRE AGUIRRE
  • Banco del Pichincha Agency | JUAN JARAMILLO 24716 and PADRE AGUIRRE
  • Banco del Pichincha Agency | PRESIDENT CORDOVA 19968 and BENIGNO MALO
  • Banco del Pichincha Agency | PRESIDENT CORDOVA 41282 and LUIS CORDERO
  • Banco del Pichincha Agency | GENERAL TORRES 41791 and JUAN JARAMILLO
  • Banco del Pichincha Agency | QUITO SN and TURUBAMBA
  • Banco del Pichincha Agency | PRESIDENT CORDOVA 44013 and PADRE AGUIRRE
  • Banco del Pichincha Agency | AV APRIL 12 AND SOLORZAN

Schedule: Mon: 0:00 – 24:00 Tue: 0:00 – 24:00 Mi: 0:00 – 24:00 Th: 12:00 – 24:00 Fri: 12:00 – 24:00 Sa: 12:00 – 24:00 sun: 0:00 – 24:00

  • Banco del Pichincha Agency | JUAN JARAMILLO 30103 and ANTONIO BORRERO
  • Banco del Pichincha Agency | SOLANO AND APRIL 12 ESQ.
Telephone: 072848800/07284880
Schedule: Mon: 9:00 – 13:00 Tue: 9:00 – 13:00 Mi: 9:00 – 13:00 Th: 9:00 – 13:00 Fri: 9:00 – 13:00
  • Banco del Pichincha Agency | Sucre and Antonio Borrero

Schedule: Mon: 0:00 – 24:00 Tue: 0:00 – 24:00 Mi: 0:00 – 24:00 Th: 0:00 – 24:00 Fri: 0:00 – 24:00 Sa: 0:00 – 24:00 sun: 0:00 – 24:00

  • Banco del Pichincha Agency | AV SOLANO 1-169 and TADEO TORRES
  • Machala:

  • Banco del Pichincha Agency | MANUEL STOMBA. and TARQUI
  • Banco del Pichincha Agency | BOANERGES UGARTE. and 17AVA SUR
  • Banco del Pichincha Agency | SURROUNDING THE SOUTH. and 6TH AND 7TH WEST

Address: STRONG ROCK . AND AYACUCHO AND GUAYAS, Machala


  • They last:

  • Banco del Pichincha Agency | KM 3 1/2 VIA DURAN BOLICHE
Telephone: 046009518/04600951

Schedule: Mon: 12:00 – 16:00 Tue: 12:00 – 16:00 Mi: 12:00 – 16:00 Th: 12:00 – 16:00 Fri: 12:00 – 16:00

  • Banco del Pichincha Agency | CDLA PEDRO MENENDEZ MZ 13 VILLA 24 y N / A
  • Banco del Pichincha Agency | CDLA VIDA NUEVA SOLAR 22 MZ B and AV LEON FEBRES CORDE
  • Banco del Pichincha Agency | Km 1/2 via Durán Tambo

Schedule: Mon: 8:30 am – 4:00 pm Tues: 8:30 am – 4:00 pm My: 8:30 am – 4:00 pm Thu: 8:30 am – 4:00 pm Fri: 8:30 am – 4:00 pm

  • Banco del Pichincha Agency

Schedule: Mon: 8:30 am – 4:00 pm Tues: 8:30 am – 4:00 pm My: 8:30 am – 4:00 pm Thu: 8:30 am – 4:00 pm Fri: 8:30 am – 4:00 pm

  • Banco del Pichincha Agency | CDLA DEM NORTE MZ 12 SOLAR 02 and AV PRINCIPAL

Address: CDLA DEM NORTE MZ 12 SOLAR 02 Y AV PRINCIPAL, Duran

  • Banco del Pichincha Agency | CDLA PRIMAVERA 2 VILLA 6-7 y SECTOR 2B MZ 1
  • Banco del Pichincha Agency | Duran Outlet

Schedule: Mon: 9:00 – 22:00 Tue: 9:00 – 22:00 Mi: 9:00 – 22:00 Th: 9:00 – 22:00 Fri: 9:00 – 22:00

  • Banco del Pichincha Agency | SPRING 1 MZ D5 VILLA 24 y N / A
  • Banco del Pichincha Agency | CDLA MALDONADO SOLAR 24 and JUAN MONTALVO
  • Banco del Pichincha Agency | EL RECREO 4TA ETAPA S / N and MZ457 VILLA1
  • Banco del Pichincha Agency | CDLA BELLAVISTA AR6 and MZA VILLA AR6
Address: CDLA BELLAVISTA AR6 AND MZA VILLA AR6, Duran
  • Blanket:

  • Banco del Pichincha Agency | CALLE 122 NA and AVE 111
  • Banco del Pichincha Agency | CALLE 321 NA and AVE 214
  • Banco del Pichincha Agency | STREET J1 NA and STREETS J12 AND J14
  • Banco del Pichincha Agency | CALLE 309 NA and AVE 216 AND 217
  • Banco del Pichincha Agency | CALLE 319 NA and AVE 214
  • Banco del Pichincha Agency | AV NOVEMBER 4 NA and CALLE 115
  • Banco del Pichincha Agency | AV. NOVEMBER 4TH
  • Banco del Pichincha Agency | CDLA NUEVA ESPERANZA NA and NA
  • Banco del Pichincha Agency | AVE 209 620 and CALLE 308
  • Portoviejo:

  • Banco del Pichincha Agency | PEDRO GUAL NA and OCTOBER 18
  • Banco del Pichincha Agency | CALLE 9 DE OCTUBRE NA and CALLE CHILE
  • Banco del Pichincha Agency | AV. MANABI S / N and ALAJUELA
  • Banco del Pichincha Agency | CALLE PEDRO GUAL NA and CALLE CHILE
  • Banco del Pichincha Agency | GARCIA MORENO NA and ALAJUELA
  • Banco del Pichincha Agency | FRANCISCO P MOREIRA NA and CHILE
  • Banco del Pichincha Agency | RICAURTE NA and PEDRO GUAL Y 10 D AG
  • Banco del Pichincha Agency | OCTOBER 9 623 AND OLMEDO CORNER
Telephone: 052630800/05263084
Schedule: Mon: 9:00 AM – 4:30 PM Tue: 9:00 AM – 4:30 PM Mi: 9:00 AM – 4:30 PM Thu: 9:00 AM – 4:30 PM Fri: 9:00 AM – 4:30 PM
  • Banco del Pichincha Agency | October 9 and Olmedo
  • Banco del Pichincha Agency | OCTOBER 9 NA and RICAURTE
  • Banco del Pichincha Agency | CALLE ALAJUELA NA and FIRST OF JANUARY
  • Banco del Pichincha Agency | JUNE 5 NA and ATAHUALPA
  • Loja:

  • Banco del Pichincha Agency | AV DECEMBER 8. and VICENTE RAMON ROCA
  • Banco del Pichincha Agency | MOSCOW. and STONIA
  • Banco del Pichincha Agency | RIO UPIANO S / N and RIO UCAYI
  • Banco del Pichincha Agency | GRAN COLOMBIA S / N and IBARRA
  • Banco del Pichincha Agency | AV. DECEMBER 8, 1275 and JARAMIJO
  • Banco del Pichincha Agency | GRAN COLOMBIA S / N and ALCON
  • Banco del Pichincha Agency | Ag. Cuxibamba.- AV. CUXIBAMBA – LOJA
  • Banco del Pichincha Agency | AV. CUXIBAMBA AND VALLADOLID CORNER
Telephone: 072571699/07257169
Schedule: Mon: 9:00 – 13:00 Tue: 9:00 – 13:00 Mi: 9:00 – 13:00 Th: 9:00 – 13:00 Fri: 9:00 – 13:00
  • Banco del Pichincha Agency | ISIDRO AYORA S / N and AV. GRENADE
  • Banco del Pichincha Agency | AV SALVADOR BUSTAMAN 14-34 and STA ROSA-ISIDRO AYOR
  • Banco del Pichincha Agency | EDUARDO UNDA 16-45 and JORGE HUGO RENGEL
  • Banco del Pichincha Agency | BOLIVAR 17258 and QUITO E IMBABURA
  • Ambato:

  • Banco del Pichincha Agency | CARIHUAIRAZO ILINIZ SN y BLANCA CON FARM
  • Banco del Pichincha Agency | LALAMA 707 and Y SUCRE
  • Banco del Pichincha Agency | PICHINCHA ALTA S / N and CONDORAZO
  • Banco del Pichincha Agency | HEART AYACUCHO and 7
  • Banco del Pichincha Agency | AV LOS ANDES SN and ILINIZA
  • Banco del Pichincha Agency | Marchena S / N and Amazonas
  • Banco del Pichincha Agency | AV. LOS ANDES S / N and MIRROR
  • Banco del Pichincha Agency | NOVEMBER 12 S / N and TOMAS SEVILLA
  • Banco del Pichincha Agency | NOVEMBER 12 41524 and AYLLON
  • Banco del Pichincha Agency | NOVEMBER 12 S / N and MALDONADO
  • Banco del Pichincha Agency | NOVEMBER 12 S / N and NATIONAL UNITED

Address: NOVEMBER 12 S / N and NATIONAL UNITED
Ambato

  • Banco del Pichincha Agency | TOMAS SEVILLA SN and JUAN BENIGNO VELA
  • Emeralds:

  • Banco del Pichincha Agency | VIA ATACAMES K 71/2 REFINERIA ESMERALDAS
Telephone: 062700200
Schedule: Mon: 7:30 am – 3:00 pm Tues: 7:30 am – 3:00 pm My: 7:30 am – 3:00 pm Thu: 7:30 am – 3:00 pm Fri: 7:30 am – 3:00 pm
  • Banco del Pichincha Agency | BOLIVAR s / n and ROCAFUERTE
  • Banco del Pichincha Agency | AUGUST 10 S / N and SUCRE
  • Banco del Pichincha Agency | BOLIVAR s / n and JUAN MONTALVO
  • Banco del Pichincha Agency | Bolivar and October 9

Schedule: Mon: 0:00 – 24:00 Tue: 0:00 – 24:00 Mi: 0:00 – 24:00 Th: 12:00 – 24:00 Fri: 12:00 – 24:00 Sa: 12:00 – 24:00 sun: 0:00 – 24:00

  • Banco del Pichincha Agency | ROCAFUERTE s / n and SUCRE
  • Banco del Pichincha Agency | PIEDRAHITA s / n and OLMEDO
  • Banco del Pichincha Agency | KM 31/2 VIA ATACAMES CIUDADELA TOLITA II IN FRONT OF LOS MORMONES CHURCH
  • Banco del Pichincha Agency | PIEDRAHITA BETWEEN OLMEDO AND SUCRE
  • Banco del Pichincha Agency | OLMEDO 1700 s / n and MIRROR
  • Banco del Pichincha Agency | MANUELA CAÑIZARES s / n and OLMEDO
  • Banco del Pichincha Agency | MEJIA s / n and OLMEDO

We hope that the following post will help you in the best way to be able to open an account in Banco Pichincha, we place the main Banco Pichincha agencies in the most important cities of Ecuador.

You can always ask in the comment box, we will answer you with a lot of affection and brotherhood as it characterizes us.

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