Procedures and Requirements to collect the Subsidy

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Unemployment subsidy is the help that the unemployed can receive if they have exhausted unemployment or do not have enough contributions to process it. To be a beneficiary of a subsidy, certain requirements must be met, which we tell you below.

The lack of income is one of the main requirements that all applicants must be able to prove in order to receive aid from the INEM.

Lack of income means not having economic resources to meet basic needs.

The SEPE establishes that a person lacks income when the sum of their income is less than 75% of the Minimum Interprofessional Salary (SMI). For the year 2018 this figure stands at 551.93 euros per month. If this is your case and you are interested in knowing the requirements to receive the subsidy We will explain it to you simply below.

Requirements to collect Subsidy

In the event that a worker has ceased their work activity and is not entitled to the contributory benefit, or has exhausted it, they could have access to the unemployment subsidy («aid») as long as they are not entitled to the contributory benefit, does not have income above 75% of the minimum wage, and/or meets the following assumptions:

  • Have family responsibilities and have exhausted the contributory benefit.
  • Depending on your age and how long you have contributed, you are entitled to receive the subsidy for a period between 18 and 30 months.
  • Be over 45 years old, have no family responsibilities and have exhausted a contributory benefit of at least 12 months.
  • You are entitled to receive the subsidy for a period of 6 months.
  • Having lost your job, without having contributed enough to receive the contributory benefit.
  • If the applicant has family responsibilities, and:
    1. You have contributed between three and six months: you are entitled to the subsidy for a period equal to the contribution.
    2. You have contributed six months or more: you are entitled to the subsidy for a period of up to 21 months.
  • If the applicant has no family responsibilities and has contributed six months or more: he is entitled to the subsidy for a period of six months.
  • Being a returned emigrant and having worked abroad for a minimum of 6 months: You are entitled to receive the subsidy for a period of up to 18 months.
  • Having been released from prison, after a sentence of at least six months: You are entitled to receive the subsidy for a period of up to 18 months.
  • Having lost the right to a disability pension, after reviewing your level of disability: You are entitled to receive the benefit for a period of up to 18 months.
  • Being over 55 years of age, having contributed for at least six years to unemployment during your working life, meeting all the requirements to retire (except age) and not having the right to receive the contributory benefit or other subsidies: You have the right to receive the subsidy until the day of his retirement.

Procedures to collect subsidy

To process an unemployment subsidy we have to provide the following documentation:

  1. official application form which will include the activity commitment, direct debit, and the declaration of income and family responsibilities.
  2. You must show an identification document:
    1. ID in the case of Spaniards.
    2. Foreigners have to identify with the Foreigner Identity Card (TIE) or Foreigner Identity Number with the passport.
  3. A bank document that includes the account number in which we want to receive the benefit. It is important to be the owner of the account provided.

Download the application form here: UNEMPLOYMENT ALLOWANCE APPLICATION FORM

How much subsidy is charged?

The amount of the unemployment subsidy will be in all cases 80% of the Multiple Effect Public Income Indicator (IPREM). For the year 2018, this amount stands at 430.27 euros per month. When the applicant has worked part-time, the amount will be reduced in proportion to the hours worked.

In the case of the subsidy for people over 55 years of age, the SEPE will also enter the contributions corresponding to Social Security until retirement.

With regard to payment, a monthly payment will be made to the bank account provided by the applicant at the time of processing the aid. It will be done for months in arrears.

How is the amount of the subsidy calculated?

What is charged is a percentage of the worker’s regulatory base, which is the first item to be calculated.

I) The regulatory basis

The regulatory basis It is the average of the bases for occupational accidents and professional illnesses (excluding remuneration for overtime) corresponding to the last 180 days of contributions prior to the legal situation of unemployment or the moment in which the obligation to contribute ceased. Put more simply: the daily average of the contribution bases that the worker has had during the last six months of contributions is calculated.

II) The percentage

Once the worker’s regulatory base is known, for example, €30/day, the unemployment benefit pays a percentage of that regulatory base.

– During the first six months, the daily amount to be charged will be 70% of the worker’s regulatory base.

– As of the seventh month (day 181), unemployment is reduced and only 50% of the base is received.

By law, the maximum and minimum amounts that can be charged for the contributory benefit are established each year. Data for the year 2015:

The maximum and minimum amounts are reduced proportionally when there are part-time contracts.

In the case of unemployment due to the loss of a part-time job, the minimum or maximum amount will be based on the number of hours worked during the period of the last 180 days quoted. Before the reform of RDL 20/2012, the maximum and minimum limits were calculated based on the last contract. Now it is based on an average of the last six months worked.

What is the Subsidy?

It is an aid (financial or otherwise) that is granted to people who do not have a job and are looking for one. In the official Spanish terminology, “unemployment benefit” is the name of the “contributory” type benefit, that is, the one to which you are entitled if you have previously contributed.

In Spain, “assistance” type benefits, that is, those to which one is entitled due to a special situation of need, have various names, the most general of which is “unemployment subsidy”. Currently only 46 out of every 100 unemployed receive some form of benefit.

Types of subsidy in Spain

  • Subsidy for insufficient contribution

This subsidy is financial aid for those unemployed who have not completed the minimum period of 360 days of quote in order to apply for unemployment.

Those who:

  • They have contributed for a minimum of three months and have family responsibilities or six months contributed and do not have family responsibilities.

  • Family Help for the unemployed

This aid is intended for those people who are responsible for family responsibilities and have exhausted the contributory benefit «unemployment».

The requirements to request family assistance are the following:

  • Not having unemployment because it has run out.
  • Being unemployed
  • Be registered as a job seeker in the office of the SEPE.
  • Have children or a dependent spouse. The children must be under 26 years of age and the couple must be financially dependent on the person requesting family assistance.
  • The income of the family unit must not exceed 75% of the minimum interprofessional salary.

  • Subsidy for people over 45 years of age

This financial aid is intended for those people who are 45 years old or older and have already exhausted unemployment.

The requirements are as follows:

  • Have exhausted unemployment.
  • Being 45 or older.
  • Be a job seeker and be registered in the SEPE.
  • Income must not exceed 75% of the minimum interprofessional salary.
  • Not be over 55 years of age, since other aid is available for them.
  • Subsidy for people over 55 years of age

This economic subsidy is granted until retirement, for which the person must be over 55 years of age and meet the following requirements:

  • Be unemployed and so appear in the employment office.
  • Have 55 years or more.
  • Income must not exceed 75% of the minimum interprofessional salary.
  • Have contributed for at least 6 years throughout the working life.
  • Meet the requirements to obtain the retirement pension, except for age.

  • Subsidy for returned emigrants

People who return to Spain because they have been working in a country that has not signed any type of bilateral unemployment agreement with our country or that does not belong to the European economic area are entitled to this subsidy.

  • Help to get better from a disability

This is an aid for people whose disability pension is withdrawn because they have improved from their illness and do not have sufficient resources to survive.

  • Subsidy for those released from prison

This is an economic aid that is granted to people who have been subjected to a custodial sentence of more than six months and do not meet the requirements to benefit from any benefit or subsidy.

In order to have access to this subsidy, you must proceed to register as a job seeker within a maximum period of 30 days from release from prison and be registered for a month known as «the waiting month».

  • Agricultural Income

The agricultural income is aimed at temporary agricultural workers from the Andalusian and Extremadura communities.

The agricultural subsidy can also be requested if it has already been received at some time within the three years prior to the application as an essential requirement. If this condition is not met, the Agricultural Income must be processed.

How often is the subsidy paid?

As a rule, the old INEM orders unemployment payments between the 10th and the 15th of the month – this in terms of unemployment benefit, unemployment – and subsidies for 426 euros per month. Although there are cases of delays, it is known that payments generally occur on the 10th of each month.

If all goes well and there are no mishaps, between the 10th and 15th of each month you will receive your unemployment moneyin line with the legal margins that companies have to enter their workers’ payroll.

How long does the subsidy last?

This time interval varies according to the family responsibilities that the subsidized person has:

  • without family burden, 180 days of contributions will be needed and you will be able to receive the subsidy for 6 months.
  • those who do have a family charge will only need 3 months of contributions and will be able to obtain the subsidy for a period of 21 months.

It is important to note that these subsidies are to provide assistance to unemployed workers while they do not obtain a job in a specific period of time.

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