Requirements to apply for a Walmart Credit Card

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Youth goes through many stages, all in search of a certain freedom. In this case, we are talking about financial independence. When you stop depending on parents and start to keep your own control of expenses and savings.

This is achieved through the benefits that banks provide with debit, savings and credit accounts. However, this implies the need to take into account basic concepts and to follow a series of indications. In this article you will find all the requirements to apply for a Walmart credit card. As well as the pros and cons it has.

In the case of minors, the opening of the account can only be done if the authorization of a guardian is attached. From the age of 18, the person can open the account independently. You only present your personal data and the documentation requested by the bank. If you already have an account and want a credit card, keep reading!

Which are the requirements?

What do I need to apply for a Walmart credit card? Don’t worry, if you were looking for this information, you are in the right place.

What you should know is the following:

  • You have the obligation to present absolutely all your personal information: current address, telephone number and email address.
  • Get an estimate of your annual income.
  • Current address time and your billing preferences.
  • Date of birth, Social Security number, and driver’s license number.

Important: Your data must be current.

  • No proof of income.
  • It is not necessary to have had a credit card.
  • Proof of address
  • Be of age.
  • Have a credit card from any other institution
  • Have a good credit record
  • Submit the application form to authorized banks or any store Wal-Mart.

How to apply for the card?

The process is easier than you think, nothing to fear!

Steps to follow

First of all, you must visit the page of Wal-Mart Financial Services, there you can choose a credit card Standard Wal-Mart; Discover card Wal-Mart or Wal-Mart MasterCard.

Next, you must create an account Wal-Mart. Through an account, you can enter directly each time you visit the page.

Complete it credit card application. Fill in absolutely all of your personal information: current address, phone number and email address, annual income, amount of time you’ve been living at your current address, and your billing preferences.

Confirm your identity by providing your date of birth, Social Security number, and driver’s license number.

Read the credit card terms and conditions. You will have to electronically agree to the terms, so we recommend that you read carefully.

Sign the application for Wal-Mart credit card electronically. By clicking “Accept and Submit”, this serves as your electronic signature. Please confirm that all the information you have entered is correct before doing so.

Ready!

Once the plastic is approved and issued, you must activate it and you can immediately use your Wal-Mart credit card for practically all your daily purchases.

Did you know that whether you are buying gas or picking up essentials at the store, you will receive member benefits every time you use the card. All cards save 3 cents per gallon (4 l) when buying gas at participating stations. Also, no card imposes an annual fee.

How does the credit card work?

You’ve surely heard of the popular store Wal-Mart. Well, this great chain offers a credit card to his clients; Through it you can get promotions, discounts and benefits in addition to the common ones offered by any credit card.

The beneficiaries of Wal-Mart credit cards They have discounts and refunds on their purchases at Walmart.com of up to 3%, 2% on fuel purchases and 1% at any establishment where they are received.

What are the benefits?

The Walmart credit card offers great benefits.

  • Flexible payment terms with a fixed fee up to 36 months.
  • Interest rates are the lowest and most competitive on the market: from 2% to 4% per month, depending on the amount and term of the operation.
  • Excellent promotions and discounts.
  • It offers insurance that frees your heirs from paying the fees in the event of death.
  • When requesting a credit you can also request the Walmart credit card.

In addition, you will have the possibility of free shopping and freight transport, cash advances from sponsoring banks, 2.3% savings at Sam’s and goody bags.

Doesn’t that sound interesting?

Imbusa credit card

The Credit card Walmart of Inbursa it has attractive fees and interest rates. For example, they stand out for not charging annuity and the interest rate is low and fixed.

To request it, you just have to follow the following requirements:

Requirements

  1. 18 and 65 years old.
  2. Minimum income of $ 5,000 pesos per month.
  3. Official identification.
  4. Proof of income.
  5. Proof of a phone line.
  6. Minimum length of employment of 1 year.

There are some inbursa credit cards:

Classic inbursa

  • Free access to the Inbursa rewards program that grants 1 point for every dollar spent or its equivalent in pesos, to be exchanged for articles, plane tickets, etc. One point equals $ 0.10 cents.
  • No annual fee for owner and additional.
  • Fixed annual interest rate.

Interjet Inbursa classic

  • Welcome coupon of $ 1,000 pesos Intervale to buy tickets at Interjet.
  • 15% discount on Interjet tickets.
  • Fixed annual interest rate.
  • 6 months without interest on the purchase of Interjet plane tickets.
  • Additional baggage at no cost, when traveling by Interjet.
  • No lifetime annuity for extras.

Gold inbursa

  • Free access to the Inbursa rewards program that grants 1 point for every dollar spent or its equivalent in pesos, to be exchanged for articles, plane tickets, etc. One point equals $ 0.10 cents.
  • Aeroméxico Premier Kilometers, (1 km = 1 point), with which you can buy award tickets to fly with Aeroméxico and even participate in the Premier Auction.
  • No lifetime annuity for the holder and additional.
  • Fixed annual interest rate.

Platinum Inbursa

  • It is granted by Inbursa invitation to be a Gold client.
  • No lifetime annuity for extras.
  • Free access to the Inbursa Points rewards program that grants 1 point for every dollar spent or its equivalent in pesos, to be exchanged for articles, plane tickets, etc. One point equals $ 0.10 cents.
  • Access to more than 700 VIP lounges at airports in more than 120 countries through Priority Pass Platinum.
  • 6 Months Without Interest on all purchases abroad (minimum amount $ 1,000).
  • Fixed annual interest rate.

Interjet Inbursa Platinum

  • Welcome coupon of $ 2,000 pesos Intervale to purchase Interjet tickets.
  • 15% discount on Interjet tickets.
  • Fixed annual interest rate.
  • No lifetime annuity for extras.
  • Access to more than 700 VIP lounges at airports in more than 120 countries through Priority Pass Platinum.

Wal-Mart It operates in 28 countries including the United States, where it has stores throughout the fifty states of the Union, although some 59 denominations operate under different names. Would you like to apply for a credit card? What are you waiting for? Do it now!

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