Requirements to open a Banco Ficohsa account: Find out what you should know

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In this opportunity Procedures and requirements brings you everything you need to know about the Banco Financiera Comercial Hondureña, SA FICOHSA, to open an account with this bank in Honduras.

What is Banco Ficohsa?

The Banco Financiera Comercial Hondureña, SA FICOHSA better known as Ficohsa Bank, is a financial group established in Honduras, which has its beginnings in 1994. It was founded exactly on July 18 of that year, in the city of Tegucigalpa.

FICOHSA It is constituted by five companies, which are: Ficohsa Banco, Ficohsa Seguros, Casa de Bolsa, Credit Cards, Ficohsa Pensiones y Cesantias and Casa de Cambio.

Currently, this bank has 100 branches in Honduras, has 350 active ATMs and also has 5 remittance agencies, which are established in the United States.

The Financial Group FICOHSA is recognized for providing customers with quality care and service. He is in charge of a prepared team, equipped with modern technological resources, which allow greater efficiency in banking work.


The mission of this financial group is based on being able to provide people with quality products and services, using the best technology and highly qualified personnel. Its purpose is to generate security and satisfy people’s banking needs, placing trust in them.


Vision of FICOHSA is to be able to become a bank recognized for being a solid and reliable company, which is committed to the development of the country.

What services does Banco Ficohsa offer?

The FICOHSA Bank offers different banking services, based on the five companies that make up this financial group.

Banking services

Is this scope FICOHSA offers different services:

  • Loans: Personal, cars and cash advance.
  • Savings Accounts: Different savings accounts, which provide the best financial collusions to customers.
  • Entrepreneurial Banking: Entrepreneur Savings Account, Entrepreneur Check Account, and Entrepreneurial Certificate of Deposit.


In the area of FICOHSA Bank Insurance, a variety of services are offered. Below we propose to present each one of them:

  • Auto Insurance: Personal Auto, Corporate Auto, Complete Auto, Damages to Third Parties, Ficomovil Roadside Assistance, and FICOHSA Insurance Assistance App.
  • Hospital Network: Emergencies, Your Hospital NETWORK, and International Network Contacts.
  • Automatic Payment: Offers to make insurance payments quickly without having to go to an office of this bank.


In this area, different types of pensions are offered, according to the needs of the clients.

Individual Pension Fund

It is a type of long-term savings, which is controlled through an individual account in the name of each affiliate. This account grows based on the contributions made plus the income or interest generated by the investments made by FICOHSA.

Business Pension Fund

This type of pension offered by FICOHSA offers companies the power to guarantee employees to enjoy economic stability for their future and the possibility of being able to fulfill their dreams.


The Remittance network provides services with these agencies:

  • Small World.
  • Intermex.
  • Delgado Travel.
  • Viamericas.
  • More Money Transfer.
  • Trans Fast.
  • Dolex.
  • Ficohsa Express.
  • Groupex.
  • Gyrosol.
  • TransNetwork.
  • Follow.
  • Wells Fargo.
  • XOOM PayPal.

Brokerage house

FICOHSA STOCK EXCHANGE It is the brokerage house of the FICOHSA Bank, it is operating in the Honduran Stock Market, since 1993.

This brokerage house offers to receive advisory and intermediation services for the purchase of securities either in the primary market or in the secondary market.


Mission of FICOHSA STOCK EXCHANGE It is based on being able to provide advisory services, practicing responsibility and innovation. Ensuring safe and reliable processes.


His vision focuses on becoming a leader in the Honduran Stock Market, bringing a quality and efficient service, to be recognized nationally.

Exchange house

The exchange house of FICOHSA called Ficohsa Casa de Cambio (DICORP) offers different quality change services in the sector or business area. It was established in 1992 and is currently considered the number one exchange house in Honduras.


Its mission is based on the commitment acquired to be able to offer efficient services, based on the security and transparency of operations.

Ficohsa Casa de Cambio (DICORP) is in charge of a highly qualified staff to provide personalized, timely, clear and direct attention, with responsibility; which guarantees the issuance of reliable financial services that can support and influence national development.

What are the requirements to open an account at Banco Ficohsa?

To carry out the application and processing of the opening of an account in the FICOHSA Bank, it is necessary to complete the application form, which can be found on the bank’s official website.

The steps to be followed to complete the application form are presented below:

  1. To begin, you must access the form. You can do it by clicking here.
  2. After entering the form, the first thing to do is enter the personal data, where you must enter the full name, identification number, date of birth, among other information.
  3. Then you must enter different general data.
  4. The third phase of the form must be completed, providing the employment data.
  5. You must issue information about the beneficiary.
  6. And then you can finish the form.

There are other requirements that vary according to the type of account to be opened, such as the minimum opening amount and in all cases the identity card or resident card is requested.

How to open an account at Banco Ficohsa?

In order to open an account in the FICOHSA Bank It is necessary to comply with the requested requirements, have the minimum opening amount and follow the steps indicated by the bank.

What types of accounts does Banco Ficohsa offer?

The FICOHSA Bank offers the following accounts:

  • Plus.
  • Infinite.
  • Classic
  • Savings account Remittances FICOHSA.
  • Fixed savings.
  • Piggy bank
  • Check account.
  • Certificate of deposit.
  • Promotions.
  • Savings Interest Rates.
  • Contract.

What are the benefits of being a Banco Ficohsa customer?

Be a customer of FICOHSA it has various advantages and can enjoy abundant benefits. Here are some of them:

  • Preferential Attention.
  • Exclusive Agencies.
  • Preferential Telephone Line.
  • Regional Recognition.
  • Exclusive Banking Products.
  • Access to financial information.

Remember to take into account the content of this article to guarantee excellent results.

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