Requirements to Open an Account at HSBC: Basic, What it is and MORE

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If you need to open a bank account, keep reading, this article will describe the requirements to open an account at HSBC. They will also talk about the basic account, the Online service of this institution, the benefits and much more.

Since with a bank account it offers benefits such as having money in real time, through transfers, ATM transactions or mobile applications.

Is this sense a bank account provides to the client security, order and control of the funds deposited in them, since it offers ease of use.

What are the Requirements to Open an Account at HSBC?

The requirements to open an HSBC account They will be subject to the type of account that the client requires according to their needs. Since this bank offers its customers six types of account, which include a debit card. The account types are listed below:

  1. Premier account.
  2. The Advance account.
  3. Simple flexible account.
  4. The flexible payroll account.
  5. General commodity account.
  6. The flexible savings account

Minimum requirements to open an HSBC account:

  • Have a deposit from:
    • Twenty thousand pesos ($ 20,000.00) for Premier and Advance accounts.
    • Seven hundred fifty pesos ($ 750.00) for the Flexible account.
    • In the case of accounts: flexible payroll, general commodity and flexible savings do not require a deposit to open the account
  • Deliver the original documents listed below:
    • Updated Identity Document, it can be one of these: the INE or IFE, Mexican passport, document that accredits INAPAM or IMSS or driver’s license.
    • If the applicant is a foreigner, current passport and FM2 Immigrant document or resident or permanent credential.
    • Receipt or document indicating the residence address, it can be for telephone, electricity or water service with an issue date of less than three 3 months.

  • Make the application online, where you can also the contract, the commissions, forms for affiliation of payments and others.
    • People who want to apply to open a “general commodity” account do not need to apply online.
  • Go to any commercial office with the requirements in hand and if you have any doubts about the documentation read, you should consult the customer service person.

On the other hand, in the case of flexible payroll account, the client can keep his account even when the employer decides to change banking institution.

In addition, if the customer of this type of account has a credit with HSBC, the terms and conditions regarding payments will remain the same. As established in the initial contract of the respective loan.

Basic Account

The basic account or general commodity is a service through which HSBC offers the customer advantages such as those mentioned below:

  • Open the account without a minimum amount for the start.
  • Debit card that includes chip and PIN.
  • It allows the withdrawal of cash at no cost at ATMs of the same bank throughout the Mexican territory.
  • It also allows the withdrawal of cash in supermarkets.
  • Sending alerts through text messages and by email, for purchases or cash withdrawals at ATMs, greater than one thousand five hundred pesos ($ 1,500).

What’s more this account allows: receive deposits, make transfers and payment of services, purchases in any establishment and the minimum amount for maintenance is sixty pesos ($ 60.00).

Moreover, the flexible basic account provides other benefits free of charge for the client, which are mentioned below:

  • Open the account and maintain it at no cost.
  • Debit.
  • Reorders are also included.
  • Fertilizers by any route.
  • Check balances and cash withdrawals at ATMs of the same bank and at its banking agencies.
    • Up to seven thousand pesos ($ 7,000) a day at more than 5,500 bank ATMs.
  • It also allows affiliating the payment of services, if the client hires it.
  • Account closure

Other Options for Opening an Account at HSBC

HSBC provides its clients with a financial services series through the conventional way and through online banking. Among its various products and services are bank accounts, which are designed to fit the needs of each user.

These products can be accessed by anyone who meets the requirements to open an HSBC account.

In this sense, HSBC has put disposition of your clientele six types of account, which include a debit card with certain benefits adjusted to the type of account. The following are the six (6) account options or types that HSBC offers to its clients:

  1. Premier account.
  2. The Advance account.
  3. Simple flexible account.
  4. The flexible payroll account.
  5. General commodity account.
  6. The flexible savings account

It is important to mention that HSBC also offers customers alternative business solutions to provide solutions to each company. Therefore, it also offers alternative solutions on issues related to:

  • Collections.
  • Exportation and importation.
  • Financing.
  • Guarantee.
  • Collection, protection and liquidity.
  • Transactions in foreign currency.
  • Payments.
  • Business and corporate cards
  • For Franchises, among others.

Benefits of Opening an Account at HSBC

Really the HSBC account benefits there are many, both for private clients and for companies. The benefits for private clients can be summarized as:

  • Delivery of debit card with chip and nip technology.
    • In the case of the premier account, the card is for national and international use.
  • Shopping and travel insurance.
  • Entrance to express queue in bank agencies
  • Access to the premier area.
  • Free cash withdrawals at bank ATMs in Mexican territory and in the world.
  • It also allows you to make cash withdrawals in supermarkets.
  • Sending alerts through text messages and by email, for purchases or cash withdrawals at ATMs, greater than one thousand five hundred pesos ($ 1,500).
  • For checking accounts, I use ten checks per month at no cost.

  • Protection in any operation and collection not recognized before 48 hours of making the report.
  • There is no collection of commissions if the client maintains the required average balance in the accounts that require it.
  • The online banking service will be subject to the decision and hiring of the client. If the client hires it, the service will be available 24 hours a day, seven days a week. This service has no cost.
  • In addition, the telephone banking service will also be subject to the decision and hiring of the client. This service has no cost.
  • Balance inquiries and cash withdrawals at no cost. The maximum withdrawal limit is seven thousand pesos ($ 7,000) per day at more than 5,500 bank ATMs.
  • Transfers to other accounts of the same bank, by electronic and telephone banking at no cost.
  • In the case of flexible payroll account, the client can keep his account even when the employer decides to change banking institution.
    • In addition, if the client has a credit with HSBC, the conditions regarding payments will remain the same. As established in the initial contract of the respective loan.
  • Make purchases in any commercial establishment.

Online banking

HSBC Online banking offers its customers all the one-stop services, comfortable and safe. Obtaining a complete view of all banking services for personal and business clients without having to enter two or more electronic banking separately.

All this with the sole purpose that the client can fully control their operations in one place.

Online banking too offers high levels of security electronics and operations control. it also offers the possibility of adjusting the type of account to which the customer would like to have access from online banking.

What is it?

A bank account is a contract between an entity bank, in this case HSBC and a person, where you can deposit, by means of checks, electronic transfers or cash.

This type of financial instrument is in high demand in banking entities, since they offer ease, versatility and security during the use of money.

Through the bank accounts, the bank can enforce payment order obligations on the amount available in the account. Also, with a bank account you can have real-time deposits through ATM transactions or mobile applications.

Bank accounts allow clients to carry out operations such as:

  • Automatic payments.
  • Withdrawals.
  • Deposit money.
  • Write checks.
  • Affiliate service payments.
  • Make investments.
  • Monitor payments.
  • Make purchases in physical stores and online.
  • It also allows you to receive payroll payment
  • Opt for products such as mortgage loans, among others.

HSBC has various service channels including more than five thousand ATMs throughout the territory, which provides excellent benefits when using its products and services.

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