Requirements to Open an Account in Santander: Types, Documents and MORE

11 minutos de lectura

The Requirements to Open an Account in Santander They will allow you to carry out this procedure without major inconveniences, so you will be avoiding delays in the opening process. The information that we will offer you today is very important and we hope you have no doubts.

The Santander Bank of Mexico was founded in 2006, being a financial entity with such products. It is a subsidiary of Banco Santander located in Spain, which owns more than 90% of the shares on it. It has more than 50 offices throughout the country, offering credit cards, payroll, mortgage products and is currently negotiating to offer other services.

In this article We will be talking to you not only about the requirements, but also about the types of accounts, the documents necessary to open it, the benefits of having it, about the account in foreign currency and much, MUCH MORE. Do not go!

What are the Requirements to Open an Account in Santander?

The Requirements to Open an Account in Santander they are very diverse but all equally important. You must take them into account not only when you are going to do the procedure as such, but before and after.

Let’s see what they are, according to each account you want to open:

Basic account

  • Identification document, current and in good condition.
  • Certificate of address, it may be the invoice for a service, dated less than 90 days.

Super Digital

  • Be over 18 years of age.
  • Being born in Mexico or having nationality by other means.
  • The opening cost is $ 50 pesos.
  • Current email.
  • Your cell phone number.
  • Identification document, current and in good condition, which can be the passport, IFE or the INE.
  • Two (2) personal references. The people who issue it cannot reside in the same address as you.

You can request it on the bank’s website.

Super Payroll

  • Santander Payroll Card, which you must request at your company.
  • Identification document, current and in good condition.
  • Certificate of address, it may be the invoice for a service, dated less than 90 days.
  • Two (2) personal references. The people who issue it cannot reside in the same address as you.

If you are already a customer, you can do the procedure in Mobile Banking, instead of having to go to an office. You will only have to enter with your username and password, and go to Administration> Receiving Payroll Portability.

Super Checking Account

This is divided into two (2) services offered by the bank:

Fixed payment

  • Identification document, current and in good condition.
  • $ 1,000 pesos for the opening.
  • Certificate of address, it may be the invoice for a service, dated less than 90 days.
  • Two (2) personal references. The people who issue it cannot reside in the same address as you.

Average balance

  • Identification document, current and in good condition.
  • $ 1,000 pesos for the opening.
  • Certificate of address, it may be the invoice for a service, dated less than 90 days.
  • Two (2) personal references. The people who issue it cannot reside in the same address as you.

University Account

  • Be of legal age (> 18) or present a university card.
  • The opening cost is $ 50 pesos.
  • Identification document, current and in good condition.
  • Certificate of address, it may be the invoice for a service, dated less than 90 days.

Junior Account

  • Official identification document, it can be from the mother, father or guardian.
  • Minor’s birth certificate.
  • Certificate of address, which may be a bill for a service, dated less than 90 days.

Basic Payroll Account

  • Identification document, current and in good condition.
  • Certificate of address, it may be the invoice for a service, dated less than 90 days.

With the exception of the Super Digital and Super Payroll accounts, you should go to your nearest branch to be able to open your account. Also, as for the identification document, if you can bring at least two (2) copies, much better.

Types of Accounts Offering

The Banco Santander offers 8 main types of accounts which you can open according to your convenience. In the previous section we failed to explain the account in dollars, but that is because we will dedicate a whole section to talking about it.

In this we will talk about the first 7, as in the next section. Let’s see what each of these accounts is about:

  • Basic: It is a very basic bank account service, where you can make automatic payments and you will have access to the Superline in case you have any concerns and need to make a query.
  • SuperDigital: With this account you will not only be able to make automatic payments, but also use the services of SuperWallet, SuperMóvil and SuperNet from Mobile Banking, for a better digital experience.
  • Super Payroll: allows you to receive benefits for registering your payroll.
  • Junior: With this account you can register your children, so that they learn early to manage money and save it. Those responsible would be the parents, although the minor can make use of the money as appropriate.
  • Super Checking Account: either fixed payment or average balance, this account is characterized by the service of Growing Money, where you make a profit by saving your money.
  • University: It is designed especially for university students, so that they can learn to take care of their finances. You also have access to the Growing Money, so it is a very good way to learn how to save, and the digital services of the SuperDigital account.
  • Basic Payroll: allows you to keep your money to be used as it suits you, with your debit card.

And those are all! To make the opening of any of them, with the exception of the SuperDígital, you must go to the nearest branch, which you can locate by clicking here.

Finally, it is important to bear in mind that legal entities can open SME accounts and basic accounts in pesos and in dollars.

Benefits of Opening an Account in Santander

The benefits of opening any of these accounts are numerous and ultimately they will make you determine which one suits you and which one is not. For example, a person who has difficulty using mobile devices probably prefers a basic account, where he can only use one card or learn how to transfer at most. However, a person who handles money constantly, this option will probably suit him better.

That is at the discretion of each person. The important is that the benefits are:

Basic account

  • First of all, you will have access to a international debit card.
  • The opening is completely free.
  • Also, there are no commissions on the transactions you make.
  • You can schedule automatic payments for different services such as Netflix, Spotify, basic services, etc.
  • There is no average monthly balance.
  • You have access to the SuperLine, The 24 hours of the day.

Super Digital

  • First of all, you can forget about long hours of waiting or endless lines.
  • You can manage everything related to your card from the bank’s App.
  • You can enjoy monthly deposits of up to $ 17,000 pesos.
  • You can schedule automatic payments for different services such as Netflix, Spotify, basic services, etc.
  • Transfers are free and unlimited if you use SuperNet and SuperMovil services.
  • The commission for opening is paid only once and has a value of $ 75 pesos.
  • You can use the SuperNet, SuperMóvil and SuperWallet, so that all your operations are within reach one click
  • Also, you can open this account only in a on-line, clicking here.
  • Finally, you will have access to the SuperLine, 24 hours a day, for any questions you have.

Super Payroll

  • You can register if you are already a Banco Santander customer.
  • Absence of mandatory minimum average balance.
  • No monthly commission, although under certain conditions.
  • You can register at Santander Plus for free, where you can receive bonuses, promotions and much more.
  • Free funeral assistance for the holder (18-90 years old), spouse (18-19 years old) and a child (2-25 years old).
  • Access to Accidental Death Insurance, with coverage of up to 50 thousand Mexican pesos.
  • Unlimited operations in Digital Banking, at no cost. You will be able to use SuperNet and SuperMóvil.
  • Use of ATMs whenever you want, to make inquiries and withdraw cash.
  • Line of credit 24 × 7 Payroll, where the hiring has no associated costs and the rate and terms are fixed.
  • You have the option of taking out the Shield Plus insurance.
  • Finally, you can get a discount if you take out both insurances: Shield Plus and Accidental Death.

Super Checking Account

This is divided into two (2) services offered by the bank:

Fixed payment

  • You can make the opening with $ 1000 pesos.
  • You can access the service Growing Money so that you can make a profit on your savings, with a yield from $ 1 peso.
  • The monthly fee is $ 50 pesos.
  • In addition, you will be able to access Mobile Banking services: SuperMóvil and SuperNet, for free.
  • If you present your payroll, you can register for Santander Plus.
  • You have access to comprehensive anti-fraud protection insurance, which has coverage of up to $ 10,000 pesos, for two events, half each.
  • You will get an International Debit Card.
  • You can schedule automatic payments for different services such as Netflix, Spotify, basic services, etc.
  • Access to Super Wallet.
  • Four (4) free checks.
  • Finally, you will have access to the SuperLine, 24 hours a day, for any questions you have.

Average balance

  • As before, you can open with $ 1000 pesos.
  • You can access the service Growing Money so that you can make a profit on your savings, with a yield from $ 1 peso.
  • You will get an International Debit Card.
  • You have access to comprehensive anti-fraud protection insurance, which has coverage of up to $ 10,000 pesos, for two events, half each.
  • In addition, you will be able to access Mobile Banking services: SuperMóvil and SuperNet, for free.
  • If you present your payroll, you can register for Santander Plus.
  • If you maintain a balance in your account of $ 4,000 pesos on average, you will be free of commissions.
  • You can schedule automatic payments for different services such as Netflix, Spotify, basic services, etc.
  • Access to Super Wallet.
  • Four (4) free checks.
  • Finally, you will have access to the SuperLine, 24 hours a day, for any questions you have.

University Account

  • The opening is done only with $ 500 pesos.
  • You can access the service Growing Money so that you can make a profit on your savings.
  • In addition, you will be able to access Mobile Banking services: SuperMóvil and SuperNet and Super Wallet.
  • You can schedule automatic payments for different services such as Netflix, Spotify, basic services, etc.
  • You will have access to SuperLine, 24 hours a day, for any questions you have.
  • It is not necessary to have a mandatory average balance if you are a student under 31, university teachers and administrators.
  • If there are 2 or more movements each month there is no commission payment.

Junior Account

  • First, the opening has no associated costs.
  • The child will learn to save and manage money.
  • There will be a debit card for both the holder and the co-holder.
  • Absence of commissions.
  • The minor will have access to Supermobile and SuperNet.
  • You do not have a required average balance.
  • You can schedule automatic payments for different services such as Netflix, Spotify, etc.
  • You will have access to the SuperLine, 24 hours a day, for any questions you may have.

Basic Payroll Account

  • There is no opening cost.
  • You will be able to receive transfers and deposits.
  • You can use the ATMs to check your balance and withdraw cash.
  • Absence of commissions.
  • Absence of mandatory average cost.
  • You can schedule automatic payments for different services such as Netflix, Spotify, electricity, etc.
  • Finally, you will have access to the SuperLine, 24 hours a day, for any questions you may have.

Foreign Currency Accounts

Banco Santander allows you to open a Account in dollars. Thus, the Requirements to Open an Account in Santander in dollars are:

  • Identification document, in good condition and current.
  • Certificate of residence dated less than 90 days. The limit is that the residence is located in Baja California or Baja California Sur.

You should go to the closest branch with these requirements. The Benefits are:

  • The opening has no associated cost.
  • You will enjoy 6 free checks.
  • You will be able to use Supermobile and SuperNet.
  • you will have access to SuperLine, 24 hours a day, for any questions you have.
  • You can use your money through a checkbook.
  • You get currency hedging.
  • If you maintain an average balance of $ 400, no commissions will be charged.

If you meet the Requirements to Open a Santander Account, you will have no problem doing so, even if it is a dollar account.

What is it?

The Santander Bank it enjoys a lot of recognition not only in Mexico, but in the rest of America. It has offices throughout the country and offers financial services to anyone who requires it and has the Requirements to Open an Account in Santander.

Now that you know what the Requirements to Open an Account in Santander, think no more. Select the one of your preference and voila!

We hope we have been of help, see you!

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