Requirements to collect CEPADEM: Everything you need to know

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Panamanian friend, if the Second Game of the Thirteenth Month was withheld from you for the period worked between 1972 and 1983, read the complete Requirements to collect CEPADEM: Everything you need to know .

You will know some interesting details about how to make this right effective, which will return the total amount owed to you with interest.

What is CEPADEM

CEPADEM corresponds to the initials of the Negotiable Payment Certificates of the Second Item of the Thirteenth Month.

With the issuance of these documents, the payment of the August departure of the thirteenth month is recognized. It was withheld from workers in the private and public sectors, who made contributions to the Social Security Fund between the years 1972 to 1983.

With the Law 15, enacted in 2017, sits the recognition of the workers’ right to receive the total amount owed to them. Based on Law 60, of the same year, Payment Certificates, known as CEPADEM, are created as a means of payment.

Payment certificates are legal documents with a nominal valueIn addition to the amount to be received, you can see the name of the beneficiary and the expiration date of the certificate.

In view of its legality, the certificate It can be transferred by endorsement and whoever owns it can exchange it for cash, of course, when authorized by the relevant entity.

Doing a little history the right to the Thirteenth Month, is born based on Decree Number 221, of the year 1971. In its beginnings it was granted to workers in the private sector. Then, based on Law 52, ​​from 1974, the benefit is granted to public servants. Each sector has a different calculation, however both are based on the salary received by the worker.

How to know if I am a CEPADEM beneficiary

The right to receive CEPADEM is assigned by the contribution in the Social Security Fund, during the period from 1972 to 1983.

A worker who had been active at that time, and the employer or employers complied with the payment of the corresponding Social Security contributions, must appear in its database and therefore be a beneficiary.

Through the official website of the Ministry of Economy and Finance of Panama, you can make the query about the certificates, just by entering your identity card number or the social security number, the platform will issue a response to the requested information.

Both public workers who worked from April to July from 1974 to 1983 and private sector employees who worked from April to July from 1972 to 1983 must be Cepadem beneficiaries.

What are the requirements to claim the CEPADEM charge?

To claim the payment of the debt corresponding to the Second Item of the Thirteenth Month through the Negotiable Payment Certificates, the current identity card must be shown. And according to each condition, you must comply with the presentation of some precautions, namely:

If you are a Surviving Spouse

  • The death certificate of whoever was the beneficiary.
  • The marriage certificate.
  • The photocopy of the identity card

In the case of a common-law partner

  • The death certificate of whoever was the beneficiary.
  • The proof of singleness, both of the beneficiary and the survivor.
  • The document or judicial resolution that establishes the de facto union. Or in effect, the proof of coexistence of at least five years before the death of the beneficiary, certified by the justice of the peace or his like, which corresponds according to the place of residence.

The dependent child of the beneficiary

  • The death certificate of whoever was the beneficiary.
  • The document stating the filial relationship, such as proof of birth.
  • Photocopies of the documents that accredit the care and care of the beneficiary, such as: related invoices, bank documents, authorization card for the delivery of checks from the Social Security Fund, the patient’s medical history.
  • Present two statements that testify the situation of care that the applicant child gave to the deceased beneficiary, certified before a public notary.

Among other additional precautions that may be requested, we have:

  • The testamentary document or any other that may be suitable evidence

Or in case of other conditions, such as:

Other Children

  • The death certificate of whoever was the beneficiary.
  • The document stating the filial relationship, such as proof of birth
  • The photocopy of the identity card of the beneficiary and the applicant

In case of theft of the Cepadem

  • The complaint made to the Public Ministry
  • The photocopy of the identity card of the beneficiary

If the Cepadem was Lost

  • The complaint made to the Public Ministry
  • The photocopy of the identity card of the beneficiary
  • The request for the replacement of the certificate

Cepadem has an error in the identification number or in the name

  • The Original of the Certificate with error
  • The photocopy of the identity card of the beneficiary
  • The request to replace the Certificate

If it is the case that the Beneficiary is not shown in the database

  • The photocopy of the identity card of the beneficiary
  • The copy of the Social Security card
  • The document or file where the claim is recorded
  • Present some other document that may be suitable evidence

If the Cepadem has deteriorated

  • The Certificate that has deteriorated
  • The photocopy of the identity card of the beneficiary
  • The request to replace the Certificate

How to charge CEPADEM

The beneficiaries who have not endorsed or negotiated their CEPADEM, and it is in their name, they can change them directly at the National Bank of Panama. Whether retired or active, the only requirement to present is the identity card.

While Those individuals or commercial establishments that have accepted the certificates as a form of payment must register them with the Ministry of Economy and Finance, during the period indicated, in order to be able to exchange them at the National Bank of Panama for 100% of their value. .

In the 2019 change process, interested parties were invited to present them in the PH Republic building, PB. There, a form was completed with the details of the beneficiaries of all the certificates in their possession. This procedure expedited the change before the BNP, by maintaining control over the documents.

Since the BNP had the support of the government entity and the guarantee that the Cepadem in circulation were valid, proceeding with confidence to make the change.

How the amount to be paid is calculated CEPADEM

According to the law, lWorkers have the right to receive the amount that was withheld from them plus 3% simple interest for the 12 years. The resulting amount will be received in four certificates.

When carrying out the calculation, it should be taken into account that there will be people who did not work the full period or enjoyed different salaries. As well as they could have worked for a time in the public sector and another in the private sector. So that the amounts to be received are not linear, as each case has particular conditions. .

How can I consult CEPADEM

On the website of the Ministry of Economy and Finance, the status of your certificate can be consulted.

It is only required to place the seven digits that make up the Social Security number or the identity card number, in the field for such information.

Given the case that the certificate has already been printed, the system will indicate the procedure to be withdrawn. Otherwise, the message will be that the certificate is pending.

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