Request Unique Card It is one of the ways in which Peruvian citizens contract bank credit to finance their purchases and consumer items. For this reason, we want to explain everything related to this credit card, so that you are more informed and thus, become part of the users of the entity that issues said card, CrediScotia.
Don’t you know what CrediScotia is about and what its services are? Don’t worry, that’s why we dedicate this article for you! In this article you will be able to find out the entire history of the financial entity that issues the Unique Card, the requirements and mandatory documents to request it, the services it offers and the benefits that you will obtain by being part of the users who enjoy this credit.
Don’t wait any longer, read everything here!
Initially, the Unique Card is part of the financial instruments issued by CrediScotia. But do you really know what CrediScotia is? Simple! Currently, it is the merger that exists between the commercial houses in Peru, which were absorbed in 2006 by Scotiabank.
In the same way, this bank is recognized for being one of the mmore reliable and better quality of service with its users. Also, Scotiabank operates today not only in Peru, but also offers several of its services in various parts of the world. As well as, it has a large number of clients that operate transactions every day, both natural and legal persons.
In this way, Scotiabank has employees who are strategic who capture business opportunities and customer needs. Thus, this initiative allowed the creation of the Unique Card.
The latter is a credit card that allows its main users to buy consumer products, through Discounts and promotions.
Additionally, if you are a person who is looking for Request Unique Card You must bear in mind that it offers free and continuous consultation of the Account Statement of the bank movements made with said card. Don’t you know what this financial statement brings? Quiet! Here we will tell you everything:
- Names and surnames.
- National Identification Document (DNI).
- Email address.
- Home address.
- Social number.
Type of payments
- Total debt to total payment for the month.
- Minimum payment.
- Last day for payment.
- Credit line.
- Available to buy.
- Cash available.
- Debt capital accounts current and in arrears.
- Movements and Transactions.
- Date and concept of the operations carried out with the Unique Card.
- Quota Number.
- Current interest.
Components of payment transactions
- Concept and capital conceived in the operation.
On the other hand, if you are a user of the Unique Card, you can have one easy and secure online page to consult, because CrediScotia offers its completely innovative and advanced platform.
As well as, you will have the opportunity to have a series of branches with workers dedicated to solving your doubts and concerns about the Request Unique Card. Now, why Apply for a Unique Card, if there are more credit cards? The answer is here!
- You will get promotions and discounts on an annual basis.
- Cash advances through the provision of 100% of your credit line.
- You have the opportunity to cancel your special installments in (36) months.
- If you immediately request the Unique Card, you will have the opportunity to know the 50% Cashback Welcome Bonus on your first purchase.
Do you want to know much more about this card? That’s what we are for, we will continue to give you information in this article!
Requirements for the Application
Based on the above, it should be understood that to open a bank account, especially a credit, it is necessary to obtain a series of mandatory documents. This is necessary and required by all banking entities, as it will prevent forgery or identity theft. In the same way, these types of requirements must be fulfilled within the term established by each of the banking entities.
For this reason, CrediScotia gives you the opportunity to collect all the necessary documents quickly and easily. So, when thinking about the conditions and facilities for the user, Requesting the Unique Card is completely easy. Know everything here!
Next, we will tell you all the mandatory requirements that you must collect to obtain your Unique Card:
- According to the Law, you must be of legal age, that is, 18 years old.
- Original and photocopy of the National Identity Document (DNI).
- Certification of basic service contracting not exceeding (3) months, in order to prove your home address.
- Obtain a minimum of (1) year working in a permanent job. In this case, a letter or certification must be shown evidencing the position, salary remuneration and date of hiring.
- Last collection certification.
- If you are self-employed, you must present the SUNAT letter for the last (3) months.
- Certification of the Income Tax declaration.
- You must have a minimum amount of 500 soles in your basic income.
- Present all the credit history with other Peruvian banks.
Once you get all the requirements and documents, you will need to make sure that they all meet the following:
- All documents must be submitted in original form and photocopy.
- They should be inside a brown folder with names and surnames.
- All documents must be fully legible, that is, they must not have erasures or amendments.
- All the stamps or signatures that these documents contain must be legible and verified by the entity that issues them.
How to make the request?
After you obtain all these documents, you must indicate the process for Request Unique Card. Still don’t know what it is like? Relax, here we will tell you everything! Rremember, read in detail you are (3) options and decide according to your preferences and conditions as a future user of CrediScotia.
- You should call the phone number that the CrediScotia website gives you.
- Wait to be attended by one of the Call Center workers.
- Provide all the information indicated by the system and make sure to select the option “Request Unique Card”.
- Wait for the system to indicate the next steps.
- Use a trusted browser: Google Chrome, Mozilla Firefox or Safari to carry out the process.
- Enter the CrediScotia website.
- Find the option “Cards” and select the option “Request Unique Card.”
- Wait for the popup to load. Subsequently, enter the National Identification Document (DNI), telephone number and email address.
- Create your username and password. For your security, we invite you to write down your new security key in an easily accessible place.
- Review all your data and read all the terms and conditions.
- Click “Request Unique Card”.
- Afterwards, you must fill in all the information indicated by the system and follow all the following steps.
- Locate the offices and branches closest to your home.
- Expect to be seen by a trained worker.
- Provide all the data and documents mentioned above.
- Read all the terms and terms.
- Check all the documents related to bank credit.
- Do you still have doubts about how to request it? Relax, dedicate yourself to reviewing the CrediScotia website in detail!
Currently, most banking entities have the participation of an insurance company, in the event that an unfortunate situation occurs for the affiliated user. So, CrediScotia aims to protect its clients, which is why it is one of the large entities that offers this type of insurance.
In this way, the Unique Card offers credit life insurance, which is carried out in the event that the holder of said unique card dies. In which case, the debt immediately, assuming that the client is up to date with all his payments.
Based on what CrediScotia indicates, the contracting of this insurance is completely mandatory for all users affiliated with this type of Credit Card.
However, to maintain this type of insurance you must comply with all the requirements and fees established in the contract for the acquisition of the financial instrument.
Likewise, if you wish to obtain more information about the commission when hiring this service, we invite you to make an appointment with a supervisor from the agency closest to your home.
On the other hand, as a future user of CrediScotia and the Unique Card, you should know all the services that you will have at your disposal once you hire it:
- Telephone banking: You can call their phone line in case you have doubts, concerns or any other situation, it has Calle Center workers trained to solve your problems.
- CrediScotia online: You will have a website that works inside and outside the country. As well as, you will be able to consult the Account Status of the Unique Card on a daily basis.
- ATMs: You can check your balance and cash at ATMs available in various areas of the country.
- Online Operations: You can make purchases or payments online on various web pages in the country that accept the Unique Card as a form of payment.
- Continuous information: You will be able to have information about all the notifications of the day from CrediScotia and everything related to your account.
To finish this article, it is essential to know the advantages and benefits that being part of CrediScotia clients can bring you and even more, the Request Unique Card. Don’t you know what other benefits you can have when hiring this type of financial instrument? Check out this last section!
- All new clients have access to this 50% cash back bonus on the first purchase they make.
- To request it, you must enter the CrediScotia website or call 213-0899.
- The return does not count purchases in cash or returns for irregular activities.
- The return will be made effective on the Credit Card of the holder user. It is NOT transferable to another user who also has this type of credit.
Buy in various stores
- You can opt for this voucher in various stores in the country and you will have unique promotions in each of them.
- Cash line of credit
- You will be able to have 100% cash in your credit account, making use of the authorized CrediScotia ATMs.
- To do this, you must use your ATM password and you must indicate if you have any discounts or promotions.
- If you suffer a fortuitous situation in which your Unique Card is stolen, you will be able to cover your consumption and balance by instantly blocking the Telephone Bank.
- Services pay
- You will be able to make the payment of your services in just seconds, through the website and using your online password.
- Currently, this financial institution offers you the opportunity to cancel your installments through various payment methods. To learn more about it, click here.
- Accessible fees
- You can cancel your consumption up to (36) months.
- You can choose to buy products from the main CrediScotia partners that use the Unique Card as a payment method. These alliances are: Bata, Cassinelli, Topitop, La Curacao, Franco and Hiraoka.
- Every month you can have unique discounts and promotions, which will make you obtain more products and live better.
- Do you want to know what other benefits it offers? Then, we invite you to know the Web page by CrediScotia!
Applying for a Unique Card will change your life, be part of the CrediScotia community!
Artículos relacionados que te pueden interesar