How to know if I am in Infocorp: Here we will show you everything related

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In this portal you can consult everything about the credits infocopkeep reading and let us clarify all your doubts.

What is Infocorp?

reporting model infocorp reflects the payment behavior of a person or company. If this behavior is positive, that is to say that the obligations were paid on time, then the report is favorable for credit analysis and represents a good sign to obtain better credit conditions and to carry out safer businesses.

If you are going to do business with other people, a joint investment, are going to rent your apartment or sell a good or service on credit, it is better that you know who you are dealing with to be sure of the return on your investment.

This means that you will get your money back according to what I plan.

The information provided in the report Infocorp credit It allows you to know if the person or company with which you are going to do business complies with its obligations and if this capacity to carry out commercial transactions.

infocorp shows the most complete credit information on the market Peruvian which consolidates the financial, commercial, services and industry sectors, grouped into five sections that help a better interpretation and understanding of the data shown, these sections are:

  • Indebtedness
  • Morosa Highway
  • negative information
  • Others (additional information)

How do I know if I’m in Infocorp?

If you have a bad rating as a debtor in infocorp and/or at the risk center, your financial situation and your chances of making purchases, requesting loans or opening bank accounts will be greatly compromised.

So, you should make a query in infocorp immediately.

Follow the steps below to find out if you are in infocorp:

  • First of all you must register in equifax and fill in the data, they will ask you for your ID or foreigner card in case you are.

  • You must click continue and fill in the personal information that it asks for (name and surname).
  • After this process, the registration and validation of the identity will proceed.
  • Press «Finish», a few minutes later you will have the report if you are on the list of infocorp and If you have any debt that you have not yet cancelled.

In addition to all of the above, the portal will send you an alert if you are on the list.

What are the different levels of debt

When there is a debt with the payment of a bank, the credit history will be negatively affected when registering the debt, although the amount may be significant or it is not seen as an equal doubt.

There are many levels of debt, one of them are those qualified according to the days of delay in said payment. Therefore, they can appear at these levels that we will show you below:

  • Ordinary level: This is about figuring debtors with a delay of 8 days.
  • CPP (Client Level with some potential problems): This is the debtors with a delay of 9 to 30 days. And after 30 days, it will be considered “deficient”
  • Poor level: This includes debtors with a payment delay of at least 61 to 120 days.
  • Lost level: In this are the debtors who have a debt of 4 months ago.

Always remember to cancel all your debts, remember to get out of them as soon as possible, it is better to be without worries for several years.

How to know if I am in Infocorp by SBS

To know if you are in the infocop porSBS you just have to:

  • Then you are going to fill in the data that the page asks for, once you fill in the data, click on «get into»

  • The page will launch a new portal where it will allow them to access all their credit information.

How to leave Infocorp


  • 1- First of all you must get your credit report to know the status of your debts, which you must make is the respective payment and they will give you a credit report.
  • 2- Once you know what the status of your debts are, you must negotiate and pay the debts. You must contact each entity that you owe and you will start the negotiation.
  • The debt is made up of the following: Capital + interest + delinquency = TOTAL
  • 3- Now, once you have canceled the debt, you will request your proof of non-debt.
  • 4- Take out a credit card with a liquid guarantee, after 3 months.
  • 5- Make movements with the credit card to improve your credit history.

After 6 months of making movements, they will begin to offer you credit cards, from the same bank or other banks.

From there we lend and finally a vehicle or mortgage loan!

What are the consequences of maintaining outstanding debts

Consequences of not paying your debts on time

  • Pending debts do not prevent the right to vote, but they do affect various procedures that you want to carry out, such as the civil status procedure: marriage, divorce or widowhood.
  • Another of the consequences of not paying your debts on time is that you will not be able to participate in judicial acts or processes, nor administrative ones.
  • You will not be able to participate in notarial acts, or sign any type of contract.
  • You will not be allowed to go abroad, although with this consequence there is a somewhat practical social consequence, which is to pay the debt you have at the Banco de la Nación at the airport.
  • Another limitation that you can present is if they are in infocop You will not have the facility to request another credit or any loan that you want, even for an emergency or basic need.
  • Sometimes it’s hard to believe but being in infocorp may limit you from having a job. In some cases, companies tend to consult your name in the database in order to be sure of the kind of people they may be hiring.
  • Contacts

To check a credit report you can go to infocorp their website

If you want to do it personally, you can go to their offices at Consumer attention located in Rivera Navarrete 849, San Isidro.

Success in your process!

Thank you for reading our portal

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