Requirements for a Banesco Account: Types, Advantages and MORE

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If you are interested in having a checking or savings account at Banco Banesco and you do not know the process to do so, there is no problem. In this article you will find all the Requirements for an Account in Banesco.

You should know that Banco Universal Banesco works day by day for the well-being of its clients who have one or more accounts at the bank. Also, for the prestige of the institution.

Here you can find all the necessary information about what the requirements are to carry out your procedure. In addition, its advantages, venues, among other things. What are you waiting for?

Keep reading!

What are the Requirements for an Account at Banesco?

If you don’t know what the Requirements for an Account in Banesco savings or current, then we will mention them:

  • You must be Venezuelan or foreign resident in the country.
  • You can open your account from 18 years of age.
  • Bring an original and one (1) legible copy of your identity card.
  • You must have two (2) bank references and these must be stamped by the issuing bank.
  • You have to download the payroll with your corresponding data.

You should know that the issue date of your references must be less than 3 months. Like your proof of work, it must be less than 90 days.

What’s more, you have 30 days to deliver your return and collections in your preferred agency. In case of not attending in the established time, your request will be canceled.

Steps to follow

  1. You must enter “Online Account Opening Applications” which you can find in the “Internet Banking” menu.
  2. You have to join the service, accepting the “Terms and Conditions”, in addition to entering your data. In case you are already affiliated, you must enter with your email and password.
  3. When you enter the service, click on “Product Request” and then on “Account Opening”.
  4. You must click on “Create Request” located at the bottom of the screen.
  5. Enter the information they request.
  6. You must select the type of account you want to open at the bank.
  7. Verify that the data you entered is correct.
  8. You must download and print the collections and click on “Continue”.
  9. Click on “Finish” so that you can complete your request.

NOTE: When you finish your application, you will be able to see the summary of your application along with the status on the home screen. In addition, you must print your file and the collections, to place said documents in a folder, which you will have to deliver to the agency you selected.

Account Types offered by Banesco

Knowing the types of accounts that this financial institution offers you will help you decide which account you would like to open at the bank when looking for the Requirements for an Account in Banesco.

Current account

  • Electronics: This account does not generate interest and you can manage money through Electronic Banking with your bank debit card. Also, for your safety and comfort, you do not require the use of checkbooks.
  • No interest: This is a liquid financial product, in which you can mobilize your money whenever you want through Electronic Banking with your bank debit card.
  • With interests: This is a profitable financial product, in which you can mobilize your money with your bank debit card whenever you want through Electronic Banking, where you can obtain interest on daily balances.
  • In dollars: This is an unpaid account and you don’t need a checkbook. It is aimed at Natural Persons, who are of legal age and live in the country, who wish to have funds in Foreign Currency in a lawful manner.

Savings account

This type of financial product account intended solely for savings, allows you to mobilize your money and generate interest on daily balances.

  • Electronics: This financial product allows you to manage your money through Electronic Banking with your bank debit card, generating interest on daily balances.

Pensioners Account

This financial product is intended only for Natural Persons in the country, who are pensioned by the Venezuelan Institute of Social Security (IVSS).

Advantages of Having an Account at Banesco

Taking out an account at Banco Banesco brings with it certain advantages, which as a future client you should know. Next, we will mention them:

Electronic checking account

  • You will have the facility to manage money with your Banesco Maestro debit card, through the electronic channels provided by the bank.

Checking Account without interest

  • You will have the facility to manage money with your Banesco Maestro debit card, through the electronic channels provided by the bank.

Current account with interest

  • It allows you to earn interest on the daily balance and the subscribers at the end of the month.
  • You will have the facility to manage money with your Banesco Maestro debit card, through the electronic channels provided by the bank.

Checking account in dollars

  • You don’t need a checkbook.
  • The amount to open it is $ 0.
  • The issuance of the account will be at your request.

Savings account

  • It allows you to earn interest on the daily balance and the subscribers at the end of the month.
  • You will have the facility to manage money with your Banesco Maestro debit card, through the electronic channels provided by the bank.

Electronic Savings Account

  • It allows you to earn interest on the daily balance and the subscribers at the end of the month.
  • You will have the facility to manage money with your Banesco Maestro debit card, through the electronic channels provided by the bank.

Pensioners Account

  • Pensioners will have the facility to handle money with your Banesco Maestro Pensionados debit card in a secure manner with exemption from commission charges, through the electronic channels provided by the bank.
  • Deposits will be given to you in cash.
  • They can make transfers through BanescOnline, the same owner and / or third parties in other banks.
  • Cash can be withdrawn at branch ATMs.
  • They have the facility to buy and pay at Banesco points of sale or other Banks.

In addition, any account that you take out at the Banesco bank has the following advantages:

  • The issuance of Maestro debit cards has no cost.
  • You can manage or report any inconvenience without having to go to an agency, through BanescOnline or the Call Center, which is 0500-BANCO24.
  • Electronic channels are available 24 hours a day so you can make transfers safely.
  • You will be able to access your monthly Account Statement to detail the transfers you have made.

Web Portal to Manage your Banesco Account

If you need to open your account through BanescOnline, you should know that the browsers that perform the best are Google Chrome or Firefox.

Advantages of BanescOnline

  • You can access your account 24 hours a day.
  • It is safe, fast and you do not have the need to go to an agency to queue.
  • It has a 24-hour support service, through the telephone number: 0212-5011111.

What is it for?

As a main requirement, you must have a Banesco bank debit card and be affiliated with its service. In addition, you have to create a special operations key for the following functions:

  • Operations to transfer funds to third parties or to other banks.
  • Create and maintain your directory of transfers and / or payments.
  • Print your bank references.
  • Create secondary users.
  • Cancel your bank debit card.

Security methods

  1. Special Operations Code: It is an indispensable method that serves to complete some of the operations.
  2. One-time key: serves to complete your membership and retrieve your access data. In addition, you must keep your data updated Contact.
  3. Automatic shutdown: If you stop interacting with the page for a few minutes, your session will be automatically closed.

In addition, the platform has security methods to offer you a quality service:

  1. Update with International Security Standards: they evaluate the latest technology for security and adapt them to the system.
  2. Constant monitoring: They monitor the system to prevent failures that could compromise your security in operations.
  3. SSL technology: When you enter the BanescOnline service, your data is automatically transmitted to its servers using SSL technology, which is a method that protects the information so that it cannot be seen by third parties.

Banesco headquarters in Venezuela

If you want to take your corresponding folder with the Requirements for an Account in Banesco, for any of its headquarters or agencies, you can click on the following link so that you know which of them is close to your residence address.

It is important to know which ones agencies of the Venezuelan territory, the days of flexibilization will be open, to serve Natural or Legal persons, due to the Covid-19 pandemic. Next, we will expand the information:

  • They will attend from 9:00 am to 1:00 pm.
  • They will be able to unblock, change or assign debit or credit cards.
  • They will make affiliations and mobile key modifications. In addition, to reset and unblock BanescOnline users.
  • You can check your balance and account movements.
  • They will assist Retirees and Pensioners to open accounts previously assigned by the IVSS, delivering the debit card at once.
  • They will give priority to the Gas Stations, so that they can carry out massive operations or exchange tables.
  • Payments for SENIAT taxes or other taxes will have priority.
  • They will receive credit applications for the Unique National Productive Portfolio.
  • They will receive and evaluate loan restructuring requests.

What is it?

It is called Banesco Banco Universal CA to the financial institution of Venezuelan capital, which has its main headquarters in Caracas, specifically in Colinas de Bello Monte. Which is known for being the best massive private banking group in Venezuela.

The Report of the Board of Directors and Commissioners, carried out in 2018, pointed out that the Banesco bank has a network of 328 service points nationwide. In addition, 6 million customers, 1,113 ATMs and 109,395 points of sale.

Finally, if you want to open your checking or savings account, do not forget to bring your folder with the Requirements for an Account in Banesco in the agency of your preference. What are you waiting for?

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